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The student debt crisis in one chart

The household credit market is slowly recovering: consumers are generally getting better at meeting their debt payments on time, becoming more willing to borrow, while banks are more willing to lend them money, according to the latest data from the Federal Reserve Bank of New York. But there are some big exceptions to this trend. Americans have become seriously delinquent on an increasing percentage of their student loan debt. In fact, as USA Today notes, outstanding student loans have now hit a record high of more than $1 trillion, and “Americans now owe more on student loans than on credit cards,” according to the new data.

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