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What You Need In Order To Retire Before Age 65

By Doug Carey:

There are so many articles written and so much talk today about how a lot of folks in their 50s and 60s either won't be able to retire before age 70 or may never be able to retire at all. Instead of rehashing this downer of a scenario, I would like to discuss what a person or a couple needs to have today in order to retire before age 65.

I have consulted with many clients who had this simple question: Can I retire when I'm 60? I've even had a few people ask me if they are in good enough shape to retire at age 55. They simply had no idea if they had enough money invested and enough future income to cover all that they wanted to do in retirement.

Let's start with a couple who is 50 years old and is wondering if they can retire at


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