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Lyle Beckwith, RealClearPolitics
We heard a lot from the presidential and congressional candidates about keeping taxes low for the middle class and helping small businesses create jobs. They said nothing, though, about an unknown and hidden "tax" on the use of credit cards that hurts every consumer and merchant. It's called the swipe fee -- the fee that merchants (and, ultimately, consumers) pay to banks to accept a card.Even though swipe fees are invisible to consumers, they result in higher prices, even for those who mostly pay with cash and rarely use a card. The only difference between swipe fees...

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