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Look, no beard: Goldman Sachs' Marcus subverts the fintech story | Patrick Collinson

The latest bank promising savers better rates than high street lenders has an unlikely parent

We’ve seen the future of banking. Those fintechs clustered around London’s “Silicon roundabout”, such as Monzo (900,000 current account customers already) and Revolut (2 million customers since launch in 2015) have attracted smartphone-obsessed millennials with their digital prowess. But a new bank quietly launched on Thursday, called Marcus, turns the conventional fintech story upside down.

Marcus is not on Silicon roundabout. The boss isn’t 25 years old, does not have a beard, and in his PR shots even sports a tie. The horror. Nor does he have £50m in cash from a venture capital outfit to burn through ahead of an IPO in five years’ time.

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