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Credit cards: interest rates hit a record high

Customers who don’t pay off their bill in full each month face an average charge of 24.7% this month

Interest rates may have fallen to the point they have gone negative at some European banks, but that seemingly hasn’t stopped credit card providers shamelessly upping the interest they charge customers who don’t pay off their bill in full each month.

According to data website Moneyfacts, the average rate (APR) for those making credit card purchases hit an eye-watering 24.7% this month – the highest since the company started charting the figures back in 2006.

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