31 января, 23:49

Календарь на завтра, среду, 1 февраля 2017 года:

(время/страна/показатель/период/предыдущее значение/прогноз) 00:30 Япония Индекс деловой активности в производственном секторе (окончательные данные) Январь 52.4 52.8 01:00 Китай Индекс производственной активности PMI Январь 51.4 51.2 01:00 Китай Индекс активности в непроизводственной сфере Январь 54.5 07:00 Великобритания Индекс цен на жилье от Nationwide, г/г Январь 4.5% 4.4% 07:00 Великобритания Индекс цен на жилье от Nationwide, м/м Январь 0.8% 0.3% 08:30 Швейцария Индекс деловой активности в производственном секторе Январь 56 55.8 08:50 Франция Индекс деловой активности в производственном секторе (окончательные данные) Январь 53.5 53.4 08:55 Германия Индекс деловой активности в производственном секторе (окончательные данные) Январь 55.6 56.5 09:00 Еврозона Индекс деловой активности в производственном секторе (окончательные данные) Январь 54.9 55.1 09:30 Великобритания Индекс производственной активности PMI Январь 56.1 55.9 13:15 США Изменение числа занятых от ADP Январь 153 165 14:45 США Индекс деловой активности в производственном секторе (окончательные данные) Январь 54.3 55.1 15:00 США Расходы на строительство, м/м Декабрь 0.9% 0.2% 15:00 США Производственный индекс Института управления поставками (ISM) Январь 54.7 55 15:30 США Изменение запасов нефти по данным министерства энергетики, млн баррелей Январь 2.84 19:00 США Решение ФРС по ставкам 0.75% 0.75% 20:00 США Общий объем продаж автомобилей, млн Январь 18.43 17.9 22:30 Австралия Индекс деловой активности в производственном секторе от AiG Январь 55.4 Информационно-аналитический отдел TeleTradeИсточник: FxTeam

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31 января, 15:56

The Hartford (HIG): What's in Store this Earnings Season?

The Hartford Financial Services Group, Inc. (HIG) will release fourth-quarter 2016 financial results on Feb 2 after the closing bell.

30 января, 16:17

Torchmark (TMK) Q4 Earnings: Stock to Pull a Surprise?

Torchmark Corporation (TMK) is scheduled to report fourth-quarter 2016 results after the closing bell on Feb 1.

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27 января, 16:13

American International Group's Ratings Put Under Review

American International Group Inc. (AIG) recently saw its Long-Term Issuer Credit Rating (Long-Term ICR) of "bbb" being placed in the status of "Under Review with Negative Implications" by A.M Best.

26 января, 16:55

Wall Street. Акции на премаркете

(компания / тикер / цена / изменение ($/%) / проторгованый объем) ALCOA INC. AA 36.26 -0.27(-0.7391%) 4154 ALTRIA GROUP INC. MO 71.05 0.09(0.1268%) 817 AMERICAN INTERNATIONAL GROUP AIG 60.83 -0.25(-0.4093%) 660 Apple Inc. AAPL 121.8 -0.08(-0.0656%) 31310 AT&T Inc T 41.25 -0.14(-0.3382%) 79178 Barrick Gold Corporation, NYSE ABX 87.15 -0.01(-0.0115%) 2714 Boeing Co BA 167.52 0.16(0.0956%) 1896 Caterpillar Inc CAT 97.2 -0.95(-0.9679%) 252781 Cisco Systems Inc CSCO 30.73 0.03(0.0977%) 1942 Citigroup Inc., NYSE C 57.77 0.08(0.1387%) 23388 E. I. du Pont de Nemours and Co DD 76.85 0.18(0.2348%) 3890 Exxon Mobil Corp XOM 85.62 0.28(0.3281%) 5710 Facebook, Inc. FB 131.54 0.06(0.0456%) 88657 FedEx Corporation, NYSE FDX 60.83 -0.25(-0.4093%) 660 Ford Motor Co. F 87.15 -0.01(-0.0115%) 2714 Freeport-McMoRan Copper & Gold Inc., NYSE FCX 16.37 -0.13(-0.7879%) 253996 General Motors Company, NYSE GM 38.41 0.13(0.3396%) 9039 Google Inc. GOOG 838.03 2.36(0.2824%) 8491 Home Depot Inc HD 139.1 1.62(1.1784%) 610 HONEYWELL INTERNATIONAL INC. HON 87.15 -0.01(-0.0115%) 2714 Intel Corp INTC 37.93 0.13(0.3439%) 73641 International Business Machines Co... IBM 178.44 0.15(0.0841%) 1706 Johnson & Johnson JNJ 112.25 -0.55(-0.4876%) 252223 JPMorgan Chase and Co JPM 86.15 0.12(0.1395%) 17237 McDonald's Corp MCD 121.51 -0.28(-0.2299%) 603 Merck & Co Inc MRK 60.83 -0.25(-0.4093%) 660 Microsoft Corp MSFT 60.83 -0.25(-0.4093%) 660 Nike

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24 января, 06:24

Building a financial defense line strategically

This important topic we cover in our book Splitting Pennies is possibly THE MOST importact topic in teaching personal finance, and probably the most misleading concept peddled by Wall St.  Let's face it - Wall St. has a reason to mislead investors, especially retail investors - because they're on the other side of the trade!  That's right.  When you lose - they win.  And due to hedging, they can't actually lose.   The secret world of hedging - Wall St. doesn't want you to know about because like the insurance industry, it allows investors to protect themselves.  "Options" are thought of as "Risky" which is a highly potent meme that is reinforced by the regulators: THE RISK OF LOSS IN TRADING COMMODITY INTERESTS CAN BE SUBSTANTIAL. YOU SHOULD THEREFORE CAREFULLY CONSIDER WHETHER SUCH TRADING IS SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION. IN CONSIDERING WHETHER TO TRADE OR TO AUTHORIZE SOMEONE ELSE TO TRADE FOR YOU, YOU SHOULD BE AWARE OF THE FOLLOWING: IF YOU PURCHASE A COMMODITY OPTION YOU MAY SUSTAIN A TOTAL LOSS OF THE PREMIUM AND OF ALL TRANSACTION COSTS. IF YOU PURCHASE OR SELL A COMMODITY FUTURES CONTRACT OR SELL A COMMODITY OPTION OR ENGAGE IN OFF-EXCHANGE FOREIGN CURRENCY TRADING YOU MAY SUSTAIN A TOTAL LOSS OF THE INITIAL MARGIN FUNDS OR SECURITY DEPOSIT AND ANY ADDITIONAL FUNDS THAT YOU DEPOSIT WITH YOUR BROKER TO ESTABLISH OR MAINTAIN YOUR POSITION. IF THE MARKET MOVES AGAINST YOUR POSITION, YOU MAY BE CALLED UPON BY YOUR BROKER TO DEPOSIT A SUBSTANTIAL AMOUNT OF ADDITIONAL MARGIN FUNDS, ON SHORT NOTICE, IN ORDER TO MAINTAIN YOUR POSITION. IF YOU DO NOT PROVIDE THE REQUESTED FUNDS WITHIN THE PRESCRIBED TIME, YOUR POSITION MAY BE LIQUIDATED AT A LOSS, AND YOU WILL BE LIABLE FOR ANY RESULTING DEFICIT IN YOUR ACCOUNT. UNDER CERTAIN MARKET CONDITIONS, YOU MAY FIND IT DIFFICULT OR IMPOSSIBLE TO LIQUIDATE A POSITION. THIS CAN OCCUR, FOR EXAMPLE, WHEN THE MARKET MAKES A “LIMIT MOVE.” THE PLACEMENT OF CONTINGENT ORDERS BY YOU OR YOUR TRADING ADVISOR, SUCH AS A “STOP-LOSS” OR “STOP-LIMIT” ORDER, WILL NOT NECESSARILY LIMIT YOUR LOSSES TO THE INTENDED AMOUNTS, SINCE MARKET CONDITIONS MAY MAKE IT IMPOSSIBLE TO EXECUTE SUCH ORDERS. A “SPREAD” POSITION MAY NOT BE LESS RISKY THAN A SIMPLE “LONG” OR “SHORT” POSITION. THE HIGH DEGREE OF LEVERAGE THAT IS OFTEN OBTAINABLE IN COMMODITY INTEREST TRADING CAN WORK AGAINST YOU AS WELL AS FOR YOU. THE USE OF LEVERAGE CAN LEAD TO LARGE LOSSES AS WELL AS GAINS. IN SOME CASES, MANAGED COMMODITY ACCOUNTS ARE SUBJECT TO SUBSTANTIAL CHARGES FOR MANAGEMENT AND ADVISORY FEES. IT MAY BE NECESSARY FOR THOSE ACCOUNTS THAT ARE SUBJECT TO THESE CHARGES TO MAKE SUBSTANTIAL TRADING PROFITS TO AVOID DEPLETION OR EXHAUSTION OF THEIR ASSETS. THIS DISCLOSURE DOCUMENT CONTAINS A COMPLETE DESCRIPTION OF EACH FEE TO BE CHARGED TO YOUR ACCOUNT BY THE COMMODITY TRADING ADVISOR. THIS BRIEF STATEMENT CANNOT DISCLOSE ALL THE RISKS AND OTHER SIGNIFICANT ASPECTS OF THE COMMODITY INTEREST MARKETS. YOU SHOULD THEREFORE CAREFULLY STUDY THIS DISCLOSURE DOCUMENT AND COMMODITY INTEREST TRADING BEFORE YOU TRADE, INCLUDING THE DESCRIPTION OF THE PRINCIPAL RISK FACTORS OF THIS INVESTMENT. THIS COMMODITY TRADING ADVISOR IS PROHIBITED BY LAW FROM ACCEPTING FUNDS IN THE TRADING ADVISOR’S NAME FROM A CLIENT FOR TRADING COMMODITY INTERESTS. YOU MUST PLACE ALL FUNDS FOR TRADING IN THIS TRADING PROGRAM DIRECTLY WITH A FUTURES COMMISSION MERCHANT OR RETAIL FOREIGN EXCHANGE DEALER, AS APPLICABLE. Whoa- where do I sign?  This is an example of how regulators manipulate the presentation of options in order to mislead investors away from something which can protect them from disaster. Financial tools like options are like any tools, they can be used like insurance, or they can be used as weapons.  Take simple construction tools.  A hammer can be used to build furniture, or destroy furniture.  A hammer can break a window, kill someone - but also it can be used for decades to build fine woodwork (if you are a craftsman).   Building a financial defense line This is the personal finance equivalent of hedging.  Hedging with options for example - should be used like an insurance policy.  It's better to have it and not need it than need it and not have it.   Your financial defense line can be a property that's paid for cash that you can live on for the rest of your life, it could be if you are in the car business an inventory of valuable used cars, it could be a pile of gold bars.  Preppers are one group that understands this concept well - it's the underlying ethos of prepping.   But the majority of Americans are one paycheck away from disaster.  They 'spend money on things they don't need, with money they don't have - to impress people they don't know' And of course, the problem with writing such an article is the paradox of education.  Those who understand this concept, are already doing it, and those who don't understand - they don't believe that they need to know it - they have another opinion!  Such thinking is never without punishment in the markets.   Hedging is all about paying for something you do not need, but may need one day, should an unexpected event happen.  It's a form of insurance.   There's one kind of insurance that takes this concept too far - life insurance.  But that's a topic for another article.  Common insurance like homeowners insurance, professional insurances like directors' liability insurance, and others; are a type of financial defense line.  For example, did you know in large class action cases where big corporations are involved in fraud - shareholders are settled financially primarily through insurance claims made by plaintiffs attorneys?  Commonly it's thought that companies pay out these big settlements but actually, it's mostly insurance companies.  Wall St. is a huge user of insurance, and hedging - which is why at companies like AIG, the lines between derivatives trading, opaque contracts, and insurance - was widely blurred. But you don't need a Wall St. bank in order to create a financial defense line, it can be as simple as investing in something for cash that you may need one day 'just in case' but don't need right now, like a property, a container full of canned food - whatever it is to you. When you HAVE the financial defense line IN PLACE - THEN and ONLY THEN can you go out into the risky market and take risks.  There's a phenomenon that's difficult to quantify, but the fact that you have the defense line, it seems that those investors usually don't lose on the risks they take in the market.  The only analogy that can explain this is a Sierra Club study about bears and men carrying guns; it seems that men who hike in the mountains who carry loaded guns are almost never attacked by bears - but also they never shot any bears, which means the men must emit a pheromone that the bears can sniff.   Practically, it's better not to enter the market and take risks if you don't have a defense line.  Another example is 'investing money you can afford to lose' - many advisors recommend investing only a percentage of a portfolio (like 5% or 10%) that if the investment is wiped out, the portfolio will remain intact.  There's a few demographics that understand this other than preppers - Texas Oil Investors and Silicon Valley VCs. In Oil Investing, 9 out of 10 wells may be dry, or just barely break even.  But 1 out of 10 can be a gusher - 1,000% returns, which make up for the dry and average wells.   Average investors, even if you don't have any retirement or pension, can build a financial defense line - it can mean getting an extra job, doing something for extra income (like selling stuff online) or applying for a research grant you always dreamt of.  It's a myth that you need money to invest.  In fact, most startups are started with 99% persperation and 1% inspiration.  Without money though, you'll have to put MAJOR WORK into your project to really build equity.  In a simple example of a housing project, that means doing the labor yourself which can be 60% - 70% of the costs.  In a business, it means you'll have to do 10 jobs, instead of hiring an accountant, a webmaster, and other things. Fortress Capital provides hedging, alternative investments, and portfolio consulting - visit www.fortresscapitalinc.com to learn more. Or checkout Fortress Capital Trading Academy to learn how to build a defense line, specifically. Hey - it's better than sticking a crayon up your nose.  Extended warranty?  How can I lose?

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23 января, 21:34

Австралия: индекс деловой активности в строительстве в декабре повысился до 47.0 пунктов

Согласно данным ежемесячного исследования страховой компании AIG индекс деловой активности в строительстве в Австралии в декабре повысился до 47.0 пунктов с 46.6 пунктов в ноябре.

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23 января, 20:46

Австралия: индекс деловой активности в строительстве в декабре повысился до 47.0 пунктов

Согласно данным ежемесячного исследования страховой компании AIG индекс деловой активности в строительстве в Австралии в декабре повысился до 47.0 пунктов с 46.6 пунктов в ноябре.

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23 января, 18:10

Stock Market News for January 23, 2017

On Friday, Donald Trump was sworn in as the new U.S. President and gave a protectionist speech, which in turn had a broad-based positive impact on U.S. benchmarks

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23 января, 15:49

AIG Enters Into Reinsurance Deal to Restore Profitability

American International Group, Inc. (AIG) has entered into a reinsurance agreement with National Indemnity Co. (NICO), a subsidiary of Berkshire Hathaway Inc. (BRK.B).

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23 января, 15:00

AIG заключила сделку с Berkshire Hathaway на сумму более $10 млрд

Американский страховщик American International Group согласился заплатить $10,2 млрд инвестиционной компании Berkshire Hathaway, принадлежащей миллиардеру Уоррену Баффету, с тем, чтобы последняя взяла на себя часть долгосрочных рисков по коммерческому страхованию AIG. Сообщается, что National Indemnity, подразделение Berkshire Hathaway, возьмет на себя около 80% обязательств с максимальным погашением в $20 млрд. Стоит отметить, что AIG обязуется выплатить обещанную сумму в период до 30 июня текущего года.

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23 января, 10:59

AIG заключила сделку с Berkshire Hathaway на сумму более $10 млрд

Американский страховщик American International Group согласился заплатить $10,2 млрд инвестиционной компании Berkshire Hathaway, принадлежащей миллиардеру Уоррену Баффету, с тем, чтобы последняя взяла на себя часть долгосрочных рисков по коммерческому страхованию AIG. Сообщается, что National Indemnity, подразделение Berkshire Hathaway, возьмет на себя около 80% обязательств с максимальным погашением в $20 млрд. Стоит отметить, что AIG обязуется выплатить обещанную сумму в период до 30 июня текущего года.

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23 января, 08:31

Buffett-AIG deal prompts fears over US insurance

Lawyers question whether claims on policies will be met after risks are transferred

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20 января, 16:56

Wall Street. Акции на премаркете

(компания / тикер / цена / изменение ($/%) / проторгованый объем) ALCOA INC. AA 35.6 0.18(0.5082%) 222 Amazon.com Inc., NASDAQ AMZN 812.51 3.47(0.4289%) 10733 AMERICAN INTERNATIONAL GROUP AIG 65.1 -1.19(-1.7951%) 23247 Boeing Co BA 159.9 0.90(0.566%) 126 Caterpillar Inc CAT 93.59 0.21(0.2249%) 3306 Cisco Systems Inc CSCO 30.13 0.15(0.5003%) 1881 Citigroup Inc., NYSE C 56.99 0.33(0.5824%) 17546 Exxon Mobil Corp XOM 85.05 0.32(0.3777%) 8251 Facebook, Inc. FB 127.8 0.25(0.196%) 57764 Ford Motor Co. F 12.45 0.02(0.1609%) 15531 Freeport-McMoRan Copper & Gold Inc., NYSE FCX 232.2 0.79(0.3414%) 14211 General Motors Company, NYSE GM 232.2 0.79(0.3414%) 14211 Goldman Sachs GS 232.2 0.79(0.3414%) 14211 Google Inc. GOOG 804.89 2.715(0.3385%) 2556 Intel Corp INTC 36.75 0.18(0.4922%) 363 International Paper Company IP 53.13 0.45(0.8542%) 118 JPMorgan Chase and Co JPM 83.64 0.34(0.4082%) 23452 Merck & Co Inc MRK 62.35 2.02(3.3482%) 290071 Nike NKE 53.27 0.34(0.6424%) 1344 Pfizer Inc PFE 31.79 0.09(0.2839%) 13625 Twitter, Inc., NYSE TWTR 16.85 0.06(0.3574%) 14461 Verizon Communications Inc VZ 52.1 -0.26(-0.4966%) 346 Visa V 82.39 0.66(0.8075%) 1975 Wal-Mart Stores Inc WMT 67.78 0.16(0.2366%) 1300 Walt Disney Co DIS 107.29 0.01(0.0093%) 1518 Yandex N.V., NASDAQ YNDX 22.04 0.01(0.0454%) 2004 Источник: FxTeam

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20 января, 16:10

AIG in reinsurance agreement with Berkshire Hathaway unit

This is a Real-time headline. These are breaking news, delivered the minute it happens, delivered ticker-tape style. Visit www.marketwatch.com or the quote page for more information about this breaking news.