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07 декабря, 19:43

Taking Back The War Power

In my experience you should not trust an erratic person with great responsibility. You should not, for example, give your American Express Card to a teenager, who does not understand the value of a dollar. You should not lend your car keys to a friend, who has had one too many drinks. You should not sell a gun to a person, who appears angry and unstable. If Congress is worried about this past election and the President-Elect's cabinet appointments to date, it should take measures to restrain executive power and one power in particular: the war power. Since September 11th the Presidential War Power has exploded without a peep from Congressional Democrats and Republicans. Whereas the President received permission to invade Afghanistan and Iraq in 2001 and 2003, the President did not receive Congressional permission to wage war in Libya and Syria in 2011 and 2014. Moreover, during the past two Presidential Administrations America's use of drone warfare has exploded. Through this program, Presidents have unilaterally waged war abroad without any oversight from the legislature or judiciary. That sounds a lot like a king to me. Presidents, however, have not expanded the executive war power alone. Congress has been silent. One reason for this silence is that our elected leaders are scared to seem weak on national security. Another reason for this silence is that our elected leaders are scared to take responsibility for any decision to go to war. The final reason for this silence is that our leaders are scared to miss out on the opportunity to take credit for a successful military operation. Such indecision and obsequiousness on both sides of the aisle raises the question: are these people even leaders? If a leader only follows, reacts and acquiesces can he really be a leader? I do not think Congress will do anything before the inauguration to restrain the Presidential war power. In our current Congress, cowardice, kowtowing and non-conviction is rewarded politically and economically: a member of Congress who does not rock the boat is more likely to be re-elected and is also more likely to be hired as a lobbyist after his "public service" ends. Nevertheless, here is what Congress could do to stop a President from embroiling our nation in another senseless war at a dear cost of American blood, treasure and honor. Congress has not approved any American war abroad since 2003. As you might have noticed, however, the United States has fought wars in several places. How is this possible? In a constitutional nutshell, the President can only execute laws that Congress passes and this includes laws permitting the country to go to war. (For more on this read the Supreme Court case Youngstown v. Sawyer) If the President acts against a law of Congress, his action is illegal. So how has the President fought wars against ISIS in Iraq and Syria? In an even smaller constitutional nutshell, the President interpreted the 2001 and 2003 laws authorizing the wars in Afghanistan and Iraq to permit him to go to war against ISIS. Congress did not question this interpretation even though ISIS did not exist when it passed these laws. Congress did not criticize the President for the reasons previously discussed and because ISIS is clearly evil. Nevertheless, this legislative look-the-other-way is a real danger to all of us. If the President can just interpret laws to take the United States of America to war, he can essentially take America to war when he feels like it or when he thinks it would be politically expedient. This is what Kings used to do and it inspired the Founding Fathers to give Congress and not the President the power to declare war. Why should one person not be able to declare war? Well first of all, one person cannot fight a war. Second, one person cannot pay for a war. Third, one person cannot shoulder the sacrifices of war. When America entered the Second World War, President Roosevelt said it would be a people's war. Americans volunteered to fight and die for the cause of freedom abroad. Americans also went without creature comforts and paid higher taxes at home. After all, wars cost blood, treasure and, sometimes, national honor. When the people do not have a say in going to war or when their representatives do not have the courage to question the President's decision to go to war, bad things happen. So how do we fix it? Congress could repeal the 2001 and 2003 laws permitting the wars in Iraq and Afghanistan and require the President to get its permission to conduct military operations in the future. This law can categorically reject the President's past interpretation of the same 2001 and 2003 laws to permit waging war against ISIS. If the President wants to fight ISIS, he can ask for Congress' permission. Before any hawks worry that this will let the bad guys get away, realize that no member of congress can refuse a reasonable plan to fight ISIS. Doing so would cost him his job. Put simply, eliminating vicious monsters like ISIS is as American as apple pie. If this is true, you might ask: what's the point? Well, a member of Congress might never oppose destroying ISIS, but he might oppose invading a Country without any evidence for doing so. Or if a member of Congress fails to oppose such an invasion, a challenger might use support of such a war against him. For this government to get back on track we all need to take responsibility. Journalists need to report. Voters need to vote. Leaders need to lead by engaging in the decisions that matter most. One of the gravest decisions we can make as a nation is the decision to go to war. No American should have the burden, privilege and power to make it alone. -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

07 декабря, 19:35

Wall Street. Основные фондовые индексы США около нуля

Основные фондовые индексы Уолл-стрит около нуля в среду после роста до почти рекордных уровней на предыдущей сессии. Инвесторы, вероятно, проявляют осторожность в ожидании заседания ЕЦБ, которое состоится завтра. Внимание участников рынка постепенно смещается на заседание ФРС, которое запланировано на 13-14 декабря. Поскольку выступлений представителей ФРС не ожидается, в фокусе сегодня будут находится данные по отчету JOLTs (15:00 GMT) и статистику по запасам сырой нефти в США (15:30 GMT). Как стало известно после открытия рынка, в октябре число вакансий снизилось до 5,534 млн. Обзор вакансий и текучести рабочей силы (JOLTS), опубликованный Бюро статистики труда США, показал, что показатель за сентябрь был пересмотрен в сторону повышения - до 5,631 млн. с 5,486 млн. Аналитики ожидали, что число вакансий составит до 5,5 млн. Уровень вакансий составил 3,7 процента, не изменившись по сравнению с сентябрем. Количество вакансий мало изменилось в частном секторе и в правительственном сегменте. Число вакансий увеличилось в области здравоохранения и социальной помощи (+139 000), но сократилось в сегменте профессиональных и деловых услуг (-187 000), федерального правительства (-13 000), и добыче полезных ископаемых и лесозаготовки (-8 000). Компоненты индекса DOW преимущественно в плюсе (19 из 30). Больше остальных выросли акции American Express Company (AXP, +1.23%). Аутсайдером являются акции Pfizer Inc. (PFE, -2.85%). Большинство индексов S&P в плюсе. Лидером является сектор коммунальных услуг (+0.7%). Больше всего упал сектор здравоохранения (-2.0%). На текущий момент: Dow 19270.00 +38.00 +0.20% S&P 500 2213.00 +3.00 +0.14% Nasdaq 100 4782.75 -4.00 -0.08% Oil 50.48 -0.45 -0.88% Gold 1178.60 +8.50 +0.73% U.S. 10yr 2.36 -0.04Источник: FxTeam

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06 декабря, 16:48

Новости компаний: компания American Express (AXP) приобрела InAuth Inc., ведущего поставщика решений идентификации для мобильных устройств

Как сообщает Business Wire, в рамках стратегии по борьбе с мошенничеством, компания American Express сегодня объявила о приобретении InAuth Inc., ведущего поставщика решений идентификации для мобильных устройств, а также интеллектуальных решений. Технологии InAuth используют некоторые крупнейшие финансовые институты, банки, платежные системы и торговцы с целью снизить риски и определить потенциальные факты мошенничества с использованием мобильных устройств. Финансовые подробности сделки стороны не разглашают. Как отмечают в American Express, покупка InAuth Inc. дополнит и усилит возможности компании в области аналитической обработки данных и предотвращения мошенничества, которые позволили ей достичь самого низкого показателя мошенничества в отрасли. Акции AXP по итогам торгов понедельника закрылись на уровне $72.03 (+0.24%).Источник: FxTeam

06 декабря, 05:11

538 People Can Save 325 Million

An Open Letter to the Members of the Electoral College NOTE: With the United States on Death Row, if this last-ditch attempt to gain a reprieve and save America from the catastrophe of a Trump Presidency is to have any chance of succeeding, the realization that Trump can still be blocked must reach the public and the Electors before it is too late. The most effective way to achieve this end would be a full-page ad in the New York Times, which would cost about $150,000. If a small number of concerned citizens with the means to do so will pay for the ad, we have a small chance of putting this plan into effect. Please contact me at [email protected] if you would like to participate in this effort. Dear Electors: Surely all of you consider yourselves to be patriotic Americans. The time has come for you to act on that patriotism. You are the only people who can save our nation and the world from looming disaster. It is said that at Thermopylae in 480 BCE, 300 Spartans put themselves on the line to try to stop a Persian invasion. Two and half millennia later, you are the 538 Americans who stand between our nation and one of the gravest threats it has ever faced. Most Americans seem to be accepting that ours is a nation imprisoned on Death Row with all appeals exhausted. That is not so. You--and you alone--have the power to grant the United States a reprieve. With each passing day, it becomes ever more undeniable that Donald J. Trump is totally unfit to be President of the United States. Those who hoped that his grossly offensive and immature conduct during the campaign was just an act that he would put behind him as president must by now understand that that will never happen. What we saw in terms of behavior during the campaign is "@realDonaldTrump." On the other hand, what we heard during the campaign in terms of promises to the voters who backed him was almost entirely lies. The Not-Yet-President-Elect is a man who: ■ shows himself on a daily basis to be overwhelmed by the requirements of the presidency, that he has no idea of what he is doing or should be doing, and knows that he is not up to the job ■ has the attention span of a two-year-old ■ is an utter narcissist, schoolyard bully and name-caller ■ has viciously attacked virtually every category of people: women, ethnic and religious minorities, people with disabilities ... ■ lies almost every time he opens his mouth, including making up charges out of thin air, such as that "millions of people voted illegally" in the recent election ■ gets his "information" from fake news internet sites, tabloid papers, what "people are saying," tweets from teenagers ... ■ has already seriously upset international relations by not knowing what's going on or what the proper conduct for the American president is ■ doesn't want to spend time getting security briefings ■ has white nationalists, neo-Nazis, anti-Semites, and Klansmen rejoicing over his "victory" ■ has picked extreme right-wing conspiracy theorist Stephen K. Bannon as presidential counsel ■ is referred to by many of his supporters as "Our God Emperor" ■ spends his time watching satirical TV shows and tweeting his hurt feelings about the way they treat him ■ has already jettisoned most of the "promises" that so excited his followers ■ attacked his opponent for giving speeches to Wall Street firms, but is now appointing billionaire Wall Street insiders to head key Cabinet posts ■ clearly plans to make large amounts of money off the presidency ■ is so insecure that he brags that everything about him is the biggest, best, smartest ... ■ was substantially assisted in the election by intervention from a hostile foreign power, Russia ■ is so thin-skinned that he sends out angry tweets at anyone who crosses him in the slightest way and will, unless you stop him, soon have the nuclear codes ■ has chosen Lt. Gen. Michael T. Flynn--a man who has spread many fake news stories and conspiracy theories, including a charge just before the election that Hillary Clinton was involved in "Sex Crimes w/Children," says of such fake news, "Citizen journalism is the new future for truth," plays entirely into the hands of Islamist radicals by saying the West is involved in "a world war" with Islam, and has close ties to Vladimir Putin--as National Security Advisor Let those last two points sink in, Electors. They alone should be more than sufficient to convince you that the United States and the world face a real prospect for catastrophe if Mr. Trump becomes president. You are the only people who can stop that calamity from happening. Look at yourself in a mirror. Each of you must seriously ask yourself: "Can I really see this person as President of the United States? Can I admit to myself the level of harm that he is likely to do to our beloved country? Do I have the courage and patriotism to stand up and try to save America?" The Framers of the Constitution created the Electoral College as a life jacket to save the American Republic, not a straitjacket to drown it. You must not be deterred by the media's characterization of Electors who do not vote for the candidate who carried their state as "Faithless Electors." In fact, voting for someone other than a person who is unfit for office and was helped to his electoral vote lead by a foreign power, you would be completely faithful to the intent of the Founding Fathers (see Alexander Hamilton's Federalist No. 68); you would be "Faithful Electors." Hamilton v. Trump is the case that can save America. You are the jurors. You have three options other than letting an extraordinarily unqualified and dangerous man take the presidency: ■ Choose the person who won the election by a margin of approximately 2.5 million votes, an action that would be both democratic and in keeping with the intent of the Founders. ■ Agree prior to the December 19 convening of the Electoral College on a National Unity ticket that at least 270 of you would support. ■ Have a sufficient number of you agree to vote for a third candidate--someone who would be much more suitable to be President--to deny Mr. Trump a majority of the Electoral College and send the decision on to the House of Representatives in January, where a Compromise of 2017 creating a National Unity government could be worked out. While the first of these options would be the simplest and most democratic, it is not likely that a majority of your membership, in which Republicans outnumber Democrats by 74, will vote to make Mrs. Clinton president. It is the other two possibilities that offer you the potential to transform what otherwise may be the demise of America as we know it into a rebirth of the Republic by facilitating the creation of a National Unity government. You have it within your power not only to save America from the disaster that a Trump Presidency would be highly likely to constitute, but also to deliver to the American people what an overwhelming majority of them so desire: a Washington that works, an end to the bitter partisan division that has marked the federal government since the 1990s. Throughout the 2016 campaign, we heard Americans express extraordinary dissatisfaction with the nominees. It was often said that Donald Trump would have lost badly to any other opponent than Hillary Clinton--and vice versa. It was widely thought, for example, that Vice President Joe Biden would have crushed Mr. Trump and that Ohio Governor John Kasich would have easily defeated Mrs. Clinton. The Compromise of 2017 that you can facilitate could include a President of one party and a Vice President of the other, such as Biden-Kasich or Kasich-Biden, a pledge by both not to run in 2020, a division of Cabinet posts between the parties, and agreement on some key measures to restore trust in American government and politics. The question you few Americans will decide on December 19 is nothing less than that Abraham Lincoln raised in his 1862 Message to Congress: whether we shall "nobly save or meanly lose the last best hope of earth." Go back to that mirror, Electors. Look in it and ask how you could live with yourselves as you see what Donald Trump does to the United States and the world, knowing that you had an opportunity to help prevent it, but failed to act. {Historian Robert S. McElvaine teaches at Millsaps College and is the author of ten books. He has just completed a draft of his first novel.} -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

05 декабря, 21:37

Баффет заработал рекордную прибыль на нелюбимом Трампе

Berkshire Hathaway Inc. заработала в ноябре рекордную за последние 6 лет прибыль. И все это благодаря победе Дональда Трампа на президентских выборах, которая привела к ралли на американском фондовом рынке.

01 декабря, 02:28

Foreign-Born U.S. Nobel Laureates Reflect On Xenophobia In America

WASHINGTON — Seven U.S. residents and citizens will be honored in Stockholm next month as they receive one of the most prestigious awards in the world: the Nobel Prize, presented for outstanding work in fields ranging from economics to literature. These Nobel laureates will boost the United States’ reputation as a hub for research in a variety of fields ― and they might just provide a subtle rebuke to the direction the country is taking. Bob Dylan is the only U.S.-based 2016 Nobel laureate who was born in the country. (He does not plan to attend the prize-giving ceremonies.) The others represent a reminder of how being open to the world has allowed the U.S. to excel. At an event at the Embassy of Sweden on Wednesday, four of the laureates talked to The Huffington Post about the anti-immigration rhetoric that became so prevalent during the divisive campaign of President-elect Donald Trump. I think if you’re a young person who wanted to make their way … America is still probably the place. But that could change. Oliver Hart, Nobel Prize winner Each of the four became American citizens after coming to the U.S. from the United Kingdom to advance their studies. As white men from an English-speaking country, they acknowledged that they aren’t being targeted by the current xenophobic rhetoric. Still, they said they could draw parallels between what they’re seeing in the U.S. and what they have seen elsewhere in the world — and recognize that such talk could deter future talent from heading stateside. “If people had been unfriendly toward us because we were not originally from this country, I suppose we wouldn’t have stayed here,” said F. Duncan Haldane, who won the Nobel Prize in physics. “You certainly wouldn’t want to go to a country if people were hostile to you.” “No, we wouldn’t have come,” said J. Michael Kosterlitz, a joint recipient of the physics award. Oliver Hart, who won the prize in economic sciences and has lived in the U.S. for about 45 years, said he is disturbed by the racist and xenophobic attitudes he has seen many Americans express in the last two years. “I always thought of America as much better than that,” he said, reflecting on his early years in the U.K. “I think if you’re a young person who wanted to make their way … America is still probably the place. But that could change. Depending on where you’re from, you might decide that there are just too many negatives.” Both Hart and Sir J. Fraser Stoddart, a recipient of the Nobel Prize in chemistry, compared Americans electing Trump to U.K. citizens approving the so-called Brexit referendum in June. In the referendum, the U.K. voted to leave the European Union. It was a complicated issue, but many residents indicated that their votes were driven at least in part by anti-immigrant sentiment. Britons experienced a rise in nationalism as the global refugee crisis raged. Many feared that foreigners coming into their country would threaten their safety and culture, and they no longer wanted the whole of Europe to make decisions on their behalf. “This depresses me a lot,” Stoddart said. “It’s not just an American phenomenon. We witnessed the same expression of xenophobia earlier this year [with Brexit]. I’m nervous about what lies ahead, as I think many American citizens are. We just don’t know what’s going to happen tomorrow, and that’s scary. It shouldn’t be this way.” But Stoddart, who teaches and mentors students at Northwestern University, said he thinks there is reason to be hopeful that Americans will come out stronger than before. “This is the signal for someone to set the ‘reset’ button and see the country rise again,” he said. “I’m still optimistic that, out of what we’ve experienced of late and what we might have to experience in the immediate future, there will be a good situation — maybe even better than we could ever imagine.” -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

30 ноября, 16:55

Wall Street. Акции на премаркете

(компания / тикер / цена / изменение ($/%) / проторгованый объем) 3M Co MMM 173 0.23(0.1331%) 1000 ALCOA INC. AA 30.14 0.41(1.3791%) 4947 ALTRIA GROUP INC. MO 65.33 0.15(0.2301%) 450 Amazon.com Inc., NASDAQ AMZN 766.17 3.65(0.4787%) 46577 American Express Co AXP 71.6 0.11(0.1539%) 685 Apple Inc. AAPL 111.7 0.24(0.2153%) 25514 Barrick Gold Corporation, NYSE ABX 15.34 -0.10(-0.6477%) 63728 Boeing Co BA 152.19 0.55(0.3627%) 502 Caterpillar Inc CAT 95.7 1.66(1.7652%) 13020 Chevron Corp CVX 112.19 2.85(2.6066%) 74046 Cisco Systems Inc CSCO 29.84 0.01(0.0335%) 2057 Citigroup Inc., NYSE C 56.1 0.58(1.0447%) 13964 Deere & Company, NYSE DE 100.98 0.63(0.6278%) 785 E. I. du Pont de Nemours and Co DD 71.55 0.35(0.4916%) 728 Exxon Mobil Corp XOM 88.22 2.32(2.7008%) 165584 Facebook, Inc. FB 120.12 -0.75(-0.6205%) 165507 Ford Motor Co. F 11.96 0.04(0.3356%) 11425 Freeport-McMoRan Copper & Gold Inc., NYSE FCX 15.41 0.44(2.9392%) 428763 General Electric Co GE 31.25 0.20(0.6441%) 21073 General Motors Company, NYSE GM 34.75 0.18(0.5207%) 13349 Goldman Sachs GS 214.54 2.79(1.3176%) 13364 Google Inc. GOOG 772 1.16(0.1505%) 5153 Intel Corp INTC 35.35 0.04(0.1133%) 1005 International Business Machines Co... IBM 163.86 0.33(0.2018%) 157 International Paper Company IP 49.2 0.36(0.7371%) 400 Johnson & Johnson JNJ 112.75 0.27(0.24%) 2222 JPMorgan Chase and Co JPM 79.64 0.72(0.9123%) 14986 Merck & Co Inc

30 ноября, 13:30

Is Trump Trolling Everybody?

President-elect Donald Trump trolled the mainstream media into unwittingly condemning Hillary Clinton by adopting her position on U.S. flag burning. Senator Rand Paul has joined the chorus of concerned Americans expressing consternation over president-elect Donald Trump’s meeting with retired Gen. David Petraeus with a view to hiring the former CIA head as secretary of State. Help us spread the word about the liberty movement, we're reaching millions help us reach millions more. Share the free live video feed link with your friends & family: http://www.infowars.com/show Follow Alex on TWITTER - https://twitter.com/RealAlexJones Like Alex on FACEBOOK - https://www.facebook.com/AlexanderEmerickJones Infowars on G+ - https://plus.google.com/+infowars/ :Web: http://www.infowars.com/ http://www.prisonplanet.com/ http://www.infowars.net/ :Subscribe and share your login with 20 friends: http://www.prisonplanet.tv http://www.InfowarsNews.com Visit http://www.InfowarsLife.com to get the products Alex Jones and his family trust, while supporting the growth of our expanding media operation. [http://bit.ly/2dhnhbS] Biome Defense™ [http://bit.ly/2bnEj91] Bio-True Selenium™ [http://bit.ly/1WYw8jp] Vitamin Mineral Fusion™ [http://bit.ly/1QYBNBv] Joint Formula™ [http://bit.ly/1nNuR3r] Anthroplex™ [http://bit.ly/1ljfWfJ] Living Defense™ [http://bit.ly/1Iobcj2] Deep Cleanse™ [http://bit.ly/1DsyQ6i] Knockout™ [http://bit.ly/1Kr1yfz] Brain Force™ [http://bit.ly/1R5gsqk] Liver Shield™ [http://bit.ly/1cOwQix] ProstaGuard™ [http://bit.ly/1mnchEz3] Child Ease™ [http://bit.ly/1xs9F6t] WinterSunD3™ [http://bit.ly/1L3gDSO] Ancient Defense™ [http://bit.ly/1EHbA6E] Secret-12™ [http://bit.ly/1txsOge] Oxy Powder™ [http://bit.ly/1s6cphV] Occu Power™ [http://bit.ly/1rGOLsG] DNA Force™ [http://bit.ly/1nIngBb] X2 Survival Shield™ [http://bit.ly/1kaXxKL] Super Female Vitality™ [http://bit.ly/1mhAKCO] Lung Cleanse™ [http://bit.ly/1mGbikx] Silver-Bullet - Colloidal Silver™ [http://bit.ly/1xcoUfo] Super Male Vitality™ [http://bit.ly/1z5BCP9] Survival Shield - Nascent Iodine™ [http://bit.ly/1o4sQtc] Patriot Blend 100% Organic Coffee™ [http://bit.ly/1iVL6HB] Immune Support 100% Organic Coffee™ All available at - http://www.infowarsshop.com/ INFOWARS HEALTH - START GETTING HEALTHY BEFORE IT'S TOO LATE - http://www.infowarshealth.com/ Newsletter Sign up / Infowars Underground Insider : http://www.infowars.com/newsletter

30 ноября, 13:18

How to Save $40,000 for College With Almost No Effort

Struggling to save for college? Parents could potentially set aside tens of thousands of dollars for tuition if they gave up a few expensive habits

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29 ноября, 18:06

Trump Victory Sends Consumer Confidence Soaring To Post-Lehman Highs

Having fallen to a 3-month low in October, Conference Board Consumer Confidence soared to 107.1 in November post-Trump - the highest since July 2007. This confirms Gallup's survey which saw economic confidence at its highest level since before Lehman, swinging positive post-Trump after being almost uniformly negative since Obama's election. Americans haven't been much more confident than this in decades... (though notably, while plan to buy a home or major appliance gained, plans to buy a car dropped)   And this confirms Gallup's survey results...Americans expressed more positivity about the U.S. economy last week than they have at any other time during the nine years that Gallup has been tracking the U.S. Economic Confidence Index. Economic confidence has been below zero nearly continuously since 2008, hitting its lowest level of -65 in October 2008 at the onset of the financial crisis. Aside from the recent pair of positive index readings, Gallup's weekly scores were positive several times during a brief, three-month span from late 2014 to early 2015, when U.S. consumers enjoyed a sustained drop in gasoline prices. Notably, Bloomberg points out that Consumer Confidence declined markedly pre-election in the swing states of Ohio, Florida, and Pennsylvania in the run up to the election...   But November saw quite a spike...   As Gallup concludes, it's too early to tell whether this uptick in Americans' positivity will last as Trump's term begins in January. But two weeks of positive index readings on the heels of his unexpected victory reveals a degree of economic confidence Americans have not expressed since the recession.

28 ноября, 16:05

American Express (AXP) Raises Late Fees to $38 from 2017

American Express Company (AXP) seems to be acting fast, in order to take advantage of the Consumer Financial Protection Bureau's updated guidelines that increased the maximum penalties for credit card late fee by $1 to $38

28 ноября, 14:12

American Express Company: стабильность прежде всего

Подробный анализ текущего положения и перспектив одной из мировых платежных систем.

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25 ноября, 18:33

Five Ways to Use Small Business Saturday to Drive Sales

Launched by American Express, the first-ever Small Business Saturday took place on Nov 27, 2010. The promotion encouraged holiday shoppers to support small, local businesses. The event grew as local mayors, governors, the U.S. Senate and President Obama voiced their support of Small Business Saturday. By 2015, 95 million shoppers [...]

25 ноября, 16:58

American Express повышает штраф за просрочку платежей по кредитным картам

Один из лидеров американского рынка пластиковых карт American Express Co. (AmEx) первым на рынке повышает комиссию за просрочку платежей по кредитным картам, пишет The Wall Street Journal.

25 ноября, 10:00

Финтехакселератор Accenture NYC: как Нью-Йорк обогнал Кремниевую долину

В ноябре стартовал очередной набор в один из главных финтехакселераторов в мире, Fintech Innovation Lab NYC, ежегодно запускаемый консалтинговым гигантом Accenture. В течение 12 недель восемь стартапов могут дотянуться до American Express, Bank of America, Barclays, Deutsche Bank, Goldman Sachs, JP Morgan Chase, Morgan Stanley, Wells Fargo и др. Bankir.Ru расспросил руководителя программы Майкла Кьяромонте об условиях, на которых банки и стартапы выбирают друг друга в Нью-Йорке.

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24 ноября, 10:00

American Express доверила общение с клиентами роботам

Томаш Тунгуз, партнер в венчурной компании Redpoint, в своем блоге рассказывает о том, как впервые столкнулся с клиентской поддержкой будущего, где робот общается даже лучше человека.

24 ноября, 01:12

Trailblazing Women: Heidi S. Messer, Co-Founder & Chairman of Collective[i]

This interview is part of a series on Trailblazing Women role models (Entrepreneurs and Leaders) from around the world and first appeared on Global Invest Her. You have to see what you can be. Photo credit: Getty Images "Don't focus on the exit, focus on the journey and how you are going to get to whatever goal you set for yourself. Things change along the way, and not everything works out the way you want it to. You'll miss opportunities if you are focus on a finish line that is different than the one you are supposed to cross." Heidi Messer has been an active entrepreneur and investor in the digital economy since the commercialization of the Internet. She currently serves as co-Founder and Chairman of Collective[i]™. Collective[i] (short for Collective Intelligence) is reinventing the way enterprises manage revenue. Collective[i] hosts a global network called intelligence.com, powered by predictive analytics and machine learning, that converts what is often referred to as "Big Data" into insights and intelligence to manage and grow revenue and delivered directly via finished applications to business professionals managing large sales, marketing, customer support and services teams. In addition, Ms. Messer is an active angel investor in and advises numerous startups including Perch, DoDo Case, Mogul and Spire. Prior to Collective[i], Ms. Messer and her brother, Stephen Messer, co-founded LinkShare Corporation, host to one of the world's largest online affiliate networks representing the world's premier publishers and merchants on the web. The company is widely considered to be a pioneer in the world of SaaS, digital advertising and the sharing economy. Under Ms. Messer's leadership, LinkShare was recognized by Deloitte and Touche for two consecutive years as the fastest growing technology company in New York Region. Ms. Messer served as a board member, President and Chief Operating Officer of LinkShare until its sale to Rakuten(4755:JASDAQ) for $425 million in 2005. Ms. Messer is a frequent speaker at conferences around the world and universities on entrepreneurship, digital marketing and advertising, business intelligence and the future of Internet services. She has been cited in various publications including, the New York Times, the Wall Street Journal, Inc. Magazine, Vogue, the NY Post, The Nikkei, Women's Wear Daily and Chief Executive Magazine. Ms. Messer has also appeared on national television and radio programs including the Today Show, Rock Center with Brian Williams, Business Talk Radio, ABC News, CNBC, Fox News, CBS Morning News and the Fox Morning Show. Ms. Messer has received several honors including being selected as one of 2012's 100 Most Intriguing Entrepreneurs by Goldman Sachs. Ms. Messer serves on the board of AB (formerly known as Alliance Bernstein, NYSE:AB), the Partnership for NYC, the Brown Women's Leadership Counsel and the Brown Entrepreneurship Program as well as advisory boards for the Department of Physics and Astronomy at Johns Hopkins, Dell Computers, NBC Universal and American Express OPEN. Visit her website www.collectivei.com and follow her on Twitter @heidimesser Who is your role model as an entrepreneur? My parents, especially my mother, who took over my father's business when he passed away very suddenly. She grew his real estate company several times its original size and raised us at the same time and is a tremendous role model for us all. To this day, she is my biggest support network. What I most admire about her, is that she was in a very male-dominated industry, in a business that was low margin, with very little glamorous appeal to it. She faced so many obstacles and the challenging situation she was thrust into with such dignity, and still managed to maintain her integrity, empathy and femininity. I admire her enthusiasm for her life and that despite all her challenges, she still encouraged us to dream and focus on education. My mother made this tremendous personal sacrifice without any bit of anger or resentment and turned it into a whole positive. I really admire her resilience, drive, commitment to family, learning the game of business and excelling at it - she is such an extraordinary person. "I am very lucky to be surrounded by extraordinary entrepreneurs including my husband, Tad and brother, Stephen. I have a distorted worldview, because I grew up with entrepreneurs, married one and have for the majority of my career worked with entrepreneurs, a lot of whom are my best friends. It's hard for me to imagine what it's like for people who don't have a network like that." What is your greatest achievement to date? Enabling millions of people to have financial freedom with LinkShare. With LinkShare, it was amazing to watch what now has become what people call 'the sharing economy' evolve and be at the forefront of that. I enjoy taking people who have unique talents and give them a vehicle with which to earn a living through those talents, without having to be dependent on somebody else. It's the same goal I have with Collective[i]. Collective[i]'s mission is to help sales professionals and the enterprises they work generate more revenue by augmenting human greatness with artificial intelligence. It's distressing to me to see that 25% of sales professionals lose their jobs every year because of uncertainty that can be eliminated with Collective[i]'s network of machine learning and data driven intelligence. My prediction is that just as in LinkShare's case, B2B sales teams will look back at a world without Collective[i] and intelligence.com as unimaginable. What has been your biggest challenge as a woman entrepreneur? I think the biggest challenge is not being able to spend more time with other women entrepreneurs. We are at such a moment in time for so many things. Entrepreneurs are universal optimists and it's the best time to be an entrepreneur, specifically to be a woman entrepreneur. It's very powerful when you combine the power of networks. I believe that for a network to be successful, you have to put in more than you take out. For me, creating this network with women entrepreneurs, whether through my poker game or other things I do behind the scenes, I wish I had more time to do more of that. What in your opinion is the key to your company's success? For both Collective[i] and LinkShare, it has been finding a problem people had become so accustomed to that they thought it was unsolvable and finding a simple but brilliant solution that we laser focused on bringing to market. Key factors were 1) a big enough problem, 2) a solution that was realistic for people to adopt and 3) staying focused and true to the mission, vision in terms of execution. Those are the three keys to success for both companies. The hardest thing for entrepreneurs to do is focus. Part of being an entrepreneur is having an open mind to new ideas, accepting innovation, being resilient and agile. With those strengths it's particularly hard to keep focused, because you'll hear new ideas that you know are profound and impactful. You'll know there is potential for your business to do a million things that maybe at this moment you are not capable of doing. "The important thing is to boil it down to the five things you need to accomplish this month, ten things to get done in the next two months and the50-60 things you need to accomplish this year. Break the tasks down into their smallest elements. Just keep your head down and focus. Do those things, so you won't get distracted by all the other possibilities out there." If you could do one thing differently, what would it be? To apply what I have learned to solving more problems. I'm not one of those people who can focus on five businesses at one time and have the outcomes I want. I wish I could channel my inner Jack Dorsey and be able to really scale some of the things I bring to Collective[i] to other types of problems. What would you say to others to encourage them to become entrepreneurs? First of all, be confident in who you are. I've never met an entrepreneur who didn't have more naysayers when they started than cheerleaders. It requires an extreme level of confidence to go forth and execute on a vision, when you don't have people telling you how smart you are all the time. Secondly, do something you are passionate about. "People say you should write a book when you know it's something you have to do and it's the same with starting a business. You have to start one when it's something irrepressible that you can't stop thinking about it." Lastly, don't focus on the exit, focus on the journey and how you are going to get to whatever goal you set for yourself. Things change along the way, and not everything works out the way you want it to. You'll miss opportunities if you are focus on a finish line that is different than the one you are supposed to cross. It's really hard to enjoy the journey because everything is so opaque when you are in it. When I look back on my journey, the things I enjoyed the most were a lot of things that had nothing to do with the outcomes. Some of the people I worked with are part of my family now and will be forever. Right now, the world looks at entrepreneurship like a career. If you are not an entrepreneur there is something wrong with you, you are not doing what's the norm. A lot of people feel that entrepreneurship is their lottery ticket, yet I've never yet met an entrepreneur who does it for that reason. For me, it's like I'm an artist and see something the rest of the world doesn't see and I'm going to create it and share it with them. I'll figure out a way for them to see the portrait in its most favorable light by spending time painting the portrait. How would you describe your leadership style? I asked my team this question to get their perspective. What they said was: I am direct, transparent and purpose-driven. From my perspective, I'm very fixated on finding people I can trust and respect, who I believe have the ability to grow and scale. As a leader, for me the most important thing is to spot and develop extraordinary people. Once someone on my team has earned my trust and demonstrated that they are capable, driven and can execute, my role is to pave the way for them to highlight their talents. To that end, I prefer direct dialog to hierarchy, politics or fanfare and don't want to be the only person in the room with ideas. I am very outcome-oriented and believe that teams win or lose together. My role as a leader is to set the strategy and work with my team to figure out the best way to execute. What advice would you give to your younger self? I would tell her to worry less because it doesn't change the outcome. A friend once told me her husband described it as "worrying like it was a sport". I think that's a great description of a normal reaction to not knowing what the future holds. Unfortunately, it doesn't improve outcomes. Worrying is not a sport, it won't help you get in better shape or win a race! I think that's true. What would you like to achieve in the next five years? To build Collective[i] into the largest enterprise software and data network in the world. Building it brick by brick, client by client. That's what I focus on every day. There is no shortcut. 3 key words to describe yourself? • Driven • Strategic • Empathetic "I am so optimistic about the future. We are truly living in a golden age, so don't miss out on any of it! Never stop being appreciative." -------------- Watch Anne Ravanona's TEDx talk on Investing in Women Entrepreneurs. See more Trailblazing Women role models from this Huffpost series Learn more about Global Invest Her www.globalinvesther.com @GlobalInvestHer -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

23 ноября, 20:58

5 Ways Small Businesses Can Prepare for the Holidays

By Jackie Zimmermann The doorbuster deals are set and the Black Friday ads are out, perennial indicators that the holiday shopping season is in full swing. The National Retail Federation predicts $655.8 billion in holiday sales this season, up 3.6% from 2015. In addition to securing enough working capital and inventory, you'll want to prepare for the rush in other ways. NerdWallet asked Steve Goldberg, president of retail consulting firm The Grayson Company, for tips on how to get started. 1. Advertise early To attract early shoppers, your marketing needs to be in front of the right consumers at the right time. According to a survey by the NRF in the first week of November, 56% of respondents had already started buying gifts. But hope is not lost if you're getting a late start, Goldberg says. Small-business owners can react more nimbly than larger stores, he says. "They can make decisions without having to wait -- that's their secret sauce." There's still time to use free, customizable advertising for your storefront, website and social media to promote Small-Business Saturday -- an initiative started by American Express in 2010 to encourage shopping locally the day after Black Friday. Nationwide, the event brought in $16.2 billion for independent retailers and restaurants in 2015, making it the most successful Small-Business Saturday to date. 2. Coordinate employees Scheduling your employees during the holidays can be an absolute nightmare. Amid travel requests and family obligations, you still have a store to staff and a business to run. Make the idea of working the holiday a little more attractive by offering incentives or increased compensation. You can consider hiring seasonal help, Goldberg says, but it depends on what roles you need to staff. It's relatively easy to fill positions with responsibilities like working a register, wrapping gifts or stocking shelves. But if you own a restaurant or you provide a service with highly specialized skill sets, like custom framing, you'll need to decide whether you feel comfortable leaving your business's reputation in the hands of people who aren't familiar with the product or service. "The optimal scenario is to have a trained seasonal staff willing to come back year after year," Goldberg says. 3. Improve your website This year, half of consumers plan to shop online for gifts, according to a Deloitte holiday survey. You'll want to make sure your web business can handle increased traffic from online shoppers, and that your site is easy to navigate and up to date. Consider taking advantage of a "buy online, pick up in store" feature, an option that nearly half of shoppers said they were interested in using this year, according to a survey by Accenture."It's definitely a feature and function the small-business owner can use as leverage to compete with bigger stores," Goldberg says. "It's a wonderful, seamless way to take care of customers." An added benefit: Shoppers end up in your physical store, boosting the chances of a spontaneous purchase. In fact, 71% of consumers in the Accenture survey said they'd likely make additional purchases when heading to a store to pick up an item bought online. But a word to the wise: If you're already behind on holiday planning and prep, now is not the time to alter your e-commerce platform, Goldberg says. Instead, wait for the busy holiday season to wrap up before dedicating time to set up the feature. 4. Review the store's layout Throughout the season, take inventory of your store's layout. If you notice hard-to-reach items, congestion around displays or other pain points for customers, address them immediately. Checkout lines are especially important; not only do you want to make sure there is ample room for shoppers, but you should also add displays to encourage last-minute purchases. In particular, showcase items people tend to forget to pick up in their shopping rush, like wrapping materials or gift cards, to help save them an extra trip. 5. Decorate strategically When setting up displays, you want to be careful not to block a customer's sightline, Goldberg says. This goes for window decorations and product displays. Place products you want to showcase in the front of the store, but make sure they don't block a customer's ability to look beyond. And if a product is on display, make sure it's available and easy to find. Don't forget: Connect with the community The holidays, in particular, are an excellent time for business owners to connect with their customers on a deeper level, Goldberg says. Remember names, give smiles and offer extra help. "That doesn't cost a thing," Goldberg says, "and it's such a gigantic way for small businesses to separate themselves from their large competitors." Jackie Zimmermann is a staff writer at NerdWallet, a personal finance website. Email: [email protected] Twitter:

22 ноября, 17:30

Zacks Industry Outlook Highlights: Apple, Alphabet, Alibaba, Mastercard and Visa

Zacks Industry Outlook Highlights: Apple, Alphabet, Alibaba, Mastercard and Visa

22 ноября, 16:40

4 Ways Millennials Can Get Involved on Small Business Saturday

During the holiday season, it's easy to assume millennials are either caught up in Black Friday madness or going on a Cyber Monday shopping spree on their smartphones and that Small Business Saturday just doesn't appeal to them. But that's where you would be wrong. Currently, 80 million millennials make up about 25% of the U.S. population and when it comes to their shopping habits, what they crave is an authentic experience. Give them the chance to explore and discover with personalized service and they'll regularly return to support your business -- and few companies can deliver this kind of adventure quite like a mom and pop shop. If you've never participated in Small Business Saturday, here are a few ways you can get involved and celebrate the movement. 1. Volunteer your time. While American Express encourages small businesses to become Neighborhood Champions for the day, millennials can still rally together to volunteer their time to businesses that could use extra helping hands. Be sure to talk to the store owner beforehand to ensure that the establishment you'd like to assist can accommodate you since they likely already have employees on the clock that day. If you get the all-clear to volunteer do something simple and thoughtful, like offering complimentary gift wrapping services for purchases. 2. Spread the word of mouth via social. Since millennials already use social as a means to discover and discuss products that interest them, why not spread the #ShopSmall word via social media platforms? If your favorite small business is using a special hashtag for the day along with the #ShopSmall and #SmallBizSat hashtags, encourage your friends and family to use it when sharing news that they're out and about shopping. Tweet the news on Twitter, create Instagram Stories about your adventure in the neighborhood (and add in the hashtag for everyone to follow along), and check in on Facebook, all while tagging the social handles of the small businesses you're currently at where/if you can. An infographic on Business 2 Community revealed that in 2015 there were 85 million social media engagements in support of Small Business Saturday. Let's keep those numbers climbing upward for 2016! 3. Livestream your experience. Pictures, posts, and tweets are great, but nothing captures the moment quite like live video. Before this week, I would normally advise using Periscope for filming, but with Instagram's latest updates -- live video on Instagram Stories and disappearing videos for friends on Instagram Direct -- there are more ways now than ever before to get everyone watching your stream. For the live video on Instagram Stories, you can film for up to an hour. Much like Periscope, your friends will be alerted when you're live and they may comment on your video when they start watching it. Bonus points to anyone who has snagged a pair of Snap Inc.'s Spectacles and plans on capturing the day through those lenses! 4. And last but not least, shop! Helping out, filming, and sharing updates about Small Business Saturday are all great ways to get involved, but one of the biggest and most crucial is -- what else? -- shopping! The total spending in 2015 was $16.2 billion and American Express has reported that 59% of small business retailers (about six in ten businesses) only see themselves growing substantially in 2017 if they have a successful holiday season. As I mentioned earlier, millennials enjoy shopping at businesses that give them a unique experience that's more than making a purchase and taking it home. If your business has special offerings and one-on-one service, then millennials build a connection to your brand and are more apt to be regular customers. They're even more likely to be your brand advocate if your company supports causes they're passionate about with 50% of millennials committing to buying from companies that give back. Because at the end of the day, what really drives millennials to shop? Micah Soloman shared on Forbes it's all about transparency. They'll invest in a brand that has values and is honest because they care about honesty and authenticity. It's the best of both worlds when you can provide a service and keep customers of all ages coming back because they recognize what you bring to the table and the community as a whole which is ultimately what makes Small Business Saturday such a powerful movement. Let's #ShopSmall together. -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

29 марта 2013, 11:03

Хакеры атаковали сайты American Express и Bank of America

Клиенты American Express в течение нескольких часов не могли получить доступ к своим онлайн-счетам, пишет The New York Times. В финансовой компании изданию подтвердили, что ее веб-сайт подвергся кибератаке. Агентство ИТАР-ТАСС со ссылкой на местные СМИ сообщает, что хакеры атаковали также сайт Bank of America. Сейчас веб-ресурсы работают в нормальном режиме. По данным NYT, мощные атаки на финансовые компании США начались в сентябре прошлого года и стоили корпорациям миллионы долларов. От действий хакеров уже пострадали JPMorgan Chase и Wells Fargo. Ответственность за эти нападения взяла на себя группа Izz ad-Din al-Qassam Cyber Fighters. Эксперты отмечают, что ранее кибератаки были направлены на финансовое мошенничество или экономический шпионаж, а теперь целью хакеров стало нарушение работы сайтов.

11 января 2013, 19:48

5400 сотрудников AmEx потеряют работу

http://ru.euronews.com/ American Express уволит 5400 сотрудников или 8,5% персонала в США и других странах. Американская платежная система адоптируется к ухудшению экономической ситуации в мире и цифровой революции - по мере развития интернет-сервисов компания может снижать затраты на рабочую силу. American Express уже вычел издержки, связанные с увольнениями, в результате прибыль за четвертый квартал прошлого года сократилась вдвое до 637 млн. долларов. Ñ�оциальные Ñ�ети : YouTube: http://bit.ly/zqVL10 Facebook: http://www.facebook.com/euronewsru Twitter: http://twitter.com/euronewsru