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Выбор редакции
13 июля, 16:59

E-Trade Financial started at buy with $29 stock price target at Buckingham Research

This is a Real-time headline. These are breaking news, delivered the minute it happens, delivered ticker-tape style. Visit www.marketwatch.com or the quote page for more information about this breaking news.

Выбор редакции
23 марта, 13:39

E-Trade Financial started at neutral with $25 stock price target at SunTrust RH

This is a Real-time headline. These are breaking news, delivered the minute it happens, delivered ticker-tape style. Visit www.marketwatch.com or the quote page for more information about this breaking news.

15 декабря 2015, 15:46

Bear of the Day: Morgan Stanley (MS)

Bear of the Day: Morgan Stanley (MS)

02 декабря 2015, 17:30

Zacks Investment Ideas feature highlights: CBOE Holdings, E-Trade Financial, WisdomTree Barclays U.S. Aggregate Bond Negative Duration Fund and Ex-Rate Sensitive Low Volatility Portfolio

Zacks Investment Ideas feature highlights: CBOE Holdings, E-Trade Financial, WisdomTree Barclays U.S. Aggregate Bond Negative Duration Fund and Ex-Rate Sensitive Low Volatility Portfolio

01 декабря 2015, 02:00

Before the Fed Rate Hike, Buy These Stocks and ETFs

If you believe that a Fed rate hike is coming soon, then you should definitely take a closer look at these stocks and ETFs.

21 января 2015, 17:36

Interactive Brokers Beats Q4 Earnings on Lower Expenses - Analyst Blog

Interactive Brokers' fourth-quarter 2014 adjusted earnings per share of 12 cents beat the Zacks Consensus Estimate of 5 cents, driven by a decrease in expenses. Also, the figure came in 71% higher than the year-ago quarter earnings of 7 cents.

Выбор редакции
30 марта 2013, 19:17

Gold And Silver - The Stakes Just Got Higher

Cyprus is a trial balloon for the NWO, taking a small country that can more easily be controlled, putting the financial screws to bank depositors and then watching how it all unfolds, creating a playbook for future bank raids.

Выбор редакции
30 марта 2013, 18:20

When Interest Rates Rise

Long-term interest rates are now unsustainably low, implying bubbles in the prices of bonds and other securities. When interest rates rise, as they surely will, the bubbles will burst, the prices of those securities will fall, and anyone holding them – including banks and other financial institutions – will be hurt.

Выбор редакции
Выбор редакции
30 марта 2013, 16:30

Bank equity but no cash?

imagines a scenario close at hand. How accurate is it?Can They Do That?Although few depositors realize it, legally the bank owns the depositor’s funds as soon as they are put in the bank. Our money becomes the bank’s, and we become unsecured creditors holding IOUs or promises to pay. (See here and here.) But until now the bank has been obligated to pay the money back on demand in the form of cash. Under the FDIC-BOE plan, our IOUs will be converted into “bank equity.”  The bank will get the money and we will get stock in the bank. With any luck we may be able to sell the stock to someone else, but when and at what price? Most people keep a deposit account so they can have ready cash to pay the bills. The 15-page FDIC-BOE document is called “Resolving Globally Active, Systemically Important, Financial Institutions.”  It begins by explaining that the 2008 banking crisis has made it clear that some other way besides taxpayer bailouts is needed to maintain “financial stability.” Evidently anticipating that the next financial collapse will be on a grander scale than either the taxpayers or Congress is willing to underwrite, the authors state:

Выбор редакции
30 марта 2013, 14:32

The IMF and the Return of Structural Conditionality in Europe

The IMF has increased in importance over the last few years, especially in Europe.  Prof. Joyce writes on the background of its evolution. by Joseph P. Joyce  is a Professor of Economics at Wellesley College and the Faculty Director of the Madeleine Korbel Albright Institute for Global Affairs. The IMF and the Return of Structural Conditionality in Europe (March 2012) In 2002, the IMF promised to reduce the use of structural policies in the policy conditions attached to its lending programs. Recently, however, the IMF has incorporated structural measures into the programs for some of its European borrowers. The shift in emphasis is based on the IMF’s judgment of the need to promote growth in these economies. The IMF’s evaluation of the appropriate policies reveals a split with the other members of the governing “troika,” the European Commission (EC) and the European Central Bank (ECB), which have emphasized short-term fiscal austerity. The difference in views over what needs to be done to achieve sustainable debt positions may hinder the recovery of these countries. Structural conditions were introduced in the 1980s to improve the allocation of resources through the use of market mechanisms in order to raise economic growth rates. Among the measures included in the IMF’s lending programs were the deregulation of private markets, the privatization of state-owned enterprises, and the reform of the civil service and labor markets. The IMF reported in 2001 that by the mid-1990s, nearly all of its lending arrangements contained some structural conditions, and that the number of such conditions per program had risen. The use of structural conditionality, however, was sharply criticized, and was viewed as particularly inappropriate for countries that faced financial crises that reflected the “sudden stop” of short-term capital flows. The experiences of China and other Asian countries were cited as evidence that there were alternative paths to growth. After the pledged to rely on the principle of parsimony by focusing on the core areas of its expertise, i.e., monetary, fiscal and exchange rate policies and issues related to the financial sector, and reducing the number of conditions.  The IMF conducted a review of its compliance with the new guidelines in 2005. Its report found that the scope of structural conditionality had been narrowed, but there had been no reduction in the number of conditions. Similarly, the IMF’s own Independent Evaluation Office (IEO) undertook a review of structural conditionality in 2007. This report also observed that the Fund had limited the focus of its conditionality, but that there had been little change in the number of conditions. In 2009 the IMF eliminated structural performance criteria as a tool of assessing compliance with a program’s conditions, although structural reforms can be included in an overall review of program performance. The IMF recently concluded its latest evaluation of its conditionality (IMF 2012a, IMF 2012b). The Fund’s review claims that its use of conditionality became more parsimonious during the period under review, 2002 through September 2011. The number of conditions attached to the Fund’s program fell, while the focus was confined to the core areas of the IMF’s responsibility. But the report also acknowledged that the number of conditions rose in programs undertaken at the end of the period, including the programs in Europe. A close examination of the IMF’s programs for Greece and Portugal demonstrates how structural measures have been incorporated into their programs. Greece received a three-year Stand-By Arrangement for SDR 26.4 billion (about €30 billion or $40 billion) in 2010, but that program was replaced in 2012 by a four-year Extended Fund Facility Arrangement for SDR 23.8 billion (€28 billion or $36.7 billion) after many of the original plan’s targets were missed. At the end of last year there was an IMF review of the progress to date under the new Greek program. This review noted that Greece’s fiscal and external imbalances are improving, but its substantial economic contraction has continued. The IMF found that the structural transformation of economy is proceeding at a slow place outside of the labor market, “…and this is making Greece’s adjustment more costly.” There was agreement with the Greek authorities that “…structural reforms to date had been uneven at best, and that a reinvigoration of the reform agenda would be critical to boost potential growth.” The review cited a lack of movement in deregulating product markets by removing barriers to entry. The privatization of state-owned assets was another area of major concern, since the targets that had been set “…have been missed by a wide margin”, in part because of political resistance. The IMF acknowledged that the reform of Greek labor markets had been initiated, but called for further measures, such as the implementation of a new minimum wage system. The liberalization of entry to regulated professions also needed to be advanced. Structural policies are also a part of the lending program extended to Portugal, which borrowed SDR 23.74 (€26 billion or $39 billion) through a three-year Extended Fund Facility in May 2011. A recent IMF review of Portugal’s record in the program found that structural reforms have been advanced, and gave these efforts some of the credit for the decline in Portuguese government bond yields. The government has moved to tackle excessive regulatory procedures, and adapt wage bargaining to allow differences in wages across sectors. A number of judicial reforms are also underway. But the IMF’s staff worried that “…it remains unclear whether reforms to date are sufficient to address the large external competitiveness gap or will engender an adequately strong supply response to avoid a prolonged demand-driven slump.” Greece and Portugal are not the only European countries to have borrowed from the IMF in recent years. In 2008-09, the IMF lent to Hungary, Latvia, Romania and Serbia. These loans were extended to mitigate the impact of the global financial shock that had begun in the U.S. The borrowers did not require extensive conditionality, although there were measures to strengthen their financial sectors, particularly in the case of Iceland. Ireland accepted SDR 19.5 billion (€22.5 billion or $30.1 billion) from the IMF in the form of a three-year Extended Fund Facility in 2010. Its need for assistance was attributed to the excessive bank lending that took place preceding the global crisis rather than any structural economic shortcomings. Cyprus will also require extensive financial restructuring. The IMF’s programs to Greece and Portugal are part of larger programs that included loans from the other European governments, which are monitored by the EC. In the past, the IMF focused on macroeconomic policies while the EC dealt with structural reforms. But, the IMF admits in its overview of conditionality, “Over time, both the Fund and the EC have increasingly ventured into areas of structural reforms initially devoted to the other institution. EC-supported measures have been more and more focused on fiscal issues, while the Fund introduced “competitiveness” conditionality in the Portugal and Greece programs.” The IMF has taken a different perspective of what steps need to be taken in Europe than have the EC and the ECB, a divergence that began during the global financial crisis.  In the cases of Greece and Portugal, the IMF supports fiscal adjustment while seeking to reverse their economic contractions with structural measures. But the EC has insisted on short-term austerity that could actually worsen their debt positions.  The different time frames and policy assessments of the IMF and the Europeans are exacerbating the situation of these countries. Political opposition to the fiscal cutbacks slows adoption of structural measures and hinders the growth that the IMF seeks to promote. Moreover, the split between the members of the “troika” does not bode well for future joint programs, even as the case of Cyprus demonstrates that there will be continued need for institutional collaboration.

30 марта 2013, 13:24

Big Government: An Unnecessary Evil That Should Be Abolished

Activist Post There are two types of people in this world; those who worship the ideal of centralized command authority, and those who do not. Those who value freedom regardless of risk or pain, and those who value slavery in a desperate bid to avoid risk and pain. When I consider the ultimate folly of man, in the end I look to the meek and unquestioning masses who strive to avoid risk, because it is they who always end up feeding the machines of war, despair, and tyranny. The power thirsty halls of elitism surely instigate and manipulate the tides of this wretched ocean of quivering souls, but ultimately, the weak-hearted and weak minded make all terrible conquests possible. They live by the rule of fear, and their fear drives them to seek control; control of their environment, control of others, and by extension they believe, control of the future. They attempt to mitigate their overwhelming fear by containing the world and sterilizing it of everything wild, untamed, and unknown. They dream of a society of pure predictability, and zero responsibility. They are willing to sacrifice almost anything to attain this position of artificial comfort.The concept of “big government” appeals to such people for many reasons… Government in most cases is nothing but an abstraction. It is merely a tool that serves the interests of a particular group of people at any given time. Modern politics is an expression of the foolish cat fight between factions of people to decide who gets to wield the weapon of government and impose their ideology on the rest of us. At least, that’s what it almost always devolves into. The great illusion of the system, though, is that ANY group of average people ever actually wields any power. The truth is, big governments are always operated by very small and exclusive clubs of root beneficiaries out of the sight of the population. google_ad_client = "pub-1897954795849722"; /* 468x60, created 6/30/10 */ google_ad_slot = "8230781418"; google_ad_width = 468; google_ad_height = 60; The smaller this dominant group becomes, the more corrupt and criminal the government generally is. A government reaches a state of despotism whenever its functions are twisted for the sake of an elite few to the detriment of the common man, and when it ignores the natural inborn rights of the individual for the sake of some fabricated collective . If one were to closely examine the birth of every iron-fisted oligarchy throughout history, they would find a cyclical pattern of centralization; the removal of checks and balances, the removal of legitimate public involvement in the political process, a dependent and infantized citizenry, and the rise of a “bureaucratic class” which regards itself as superior and born to lead. All steps taking place within Western societies today. Unfortunately, the masses tend to view big government as an inevitability of life; as a natural extension of culture. Rarely if ever do they ask what tangible purpose it serves. Are they really getting what they want out of their government? Or, is the government taking what it wants from them? I have always found the worshipful attitude that some citizens ascribe to government simultaneously fascinating and disturbing, because these people are not bowing down to a wise and benevolent entity. Rather, they are bowing down to their own delusions of what they believe that entity to be. The most dangerous and insidious of governments present themselves as a kind of social vanity mirror. They allow the citizenry to project their collective desires, biases, shortcomings, and fears, and reflect back an image that entices and placates the majority. The lies and manipulations of big government are designed to satiate our basest fantasies, but what we see as a concrete edifice of political and legal might, in the end, is a mirage mired in the fog of our own naïve expectations. So, the question again arises; if the structure of big government is built upon deceit and misrepresentation, what tangible purpose does it really serve?The answer is no purpose…at least, no purpose that elevates and enriches the public at large. Big government is not a “necessary evil”. It is just evil. Like the ring of Sauron, it lures in the weak with promises of power, but this power is a ruse. Each side of our false left/right paradigm, Democrat and Republican, thinks that if only THEY were the bearers of the ring they would “finally use it for good”. But once in their possession, they are overtaken, overwhelmed, and corrupted by personal temptation. The Democratic Party, with all of its proclamations of humanism and respect for civil liberties, is a perfect example. How quickly did the rank and file Democrats turn away from their anti-war, anti-torture, anti-banker, anti-surveillance, anti-tyranny stance once Barack Obama, a self proclaimed Democrat, was placed in office? Very quickly! And what about the common Republican? How many of them utterly abandoned their ideals of limited government, reduced spending, Constitutional rights, and Christian understanding as soon as Bush and the Neo-Con regime was installed? Most of them! And when all is said and done, who has reaped profits and gained dominance during both disastrous administrations? The corporate high priests and international banking cartels, not the oblivious participants of the fake political theater. Yet, a masochistic cycle of misplaced trust in the system on the part of the masses continues... If these latest signs of big government corruption aren’t enough to make the public question the validity of the establishment, I’m not sure what will…The Rape Of Cyprus Even in the face of unmitigated government theft, I still hear the occasional rationalization of the Cyprus debacle. Defenders of the bailout measures (which the EU demanded) allowing the confiscation of private citizen savings to pay off government mismanaged debt, argue two things: 1) The banks that were targeted contained “Russian blood money” and hidden funds, so confiscation really amounted to a “punishment of rich criminals” rather than the Cyprus public. 2) It is “better” that the citizens go along with the confiscation of a percentage of their accounts, rather than lose everything through collapse. Just to be clear, any sizable Russian funds being stored in Cyprus were removed before the bailout measures were instituted. Therefore, the assertion that such people were “punished” is a lie and a distraction. The Russian scapegoat was merely being promoted by global financiers and political elites in order to con people around the world (not just those in Cyprus) to accept the concept of government theft of private funds as being “moral” under “certain extraneous circumstances”. When a government wants you to set aside your conscience in support of an immoral action that serves their interests, they will almost always conjure a false villain and engineered consequences for you to direct your fear and anger at. Once they can convince you to abandon your own principles to smite an imaginary enemy or avoid a manufactured threat, even if only one time, it will be much easier for them to convince you again a second time. Large and corrupt governments love to use the magic of the false choice. For instance, “…it is better to sacrifice some of your money and your principles to the establishment than it is to live through total collapse of the nation…” This false choice process, though, never ends. The offending government will demand more property and more freedom from the citizenry everyday while constantly warning that if we do not submit, the alternative will be “far worse”. The truth is, Cyprus is not the issue. What the disaster in Cyprus reflects, however, concerns us all. It is a moment of precedence; an action which sets the stage for the final destruction of the idea of private property. It dissolves one of the final barriers to total government control. Governments and elitists have always stolen from the public through misspent taxation and rampant inflation, but with Cyprus, we see a renewed feudalistic paradigm. The EU and the banking hierarchy are sending a message to the Western world: You are now their personal emergency fund, and nothing you own is actually yours anymore. When an institution confiscates property and capital at will from a subdued and frightened populace without consent, they are essentially exploiting the labor of that populace. In any culture or language, this is called “slavery”. Private Corporations Openly Dictating The Law As most in the Liberty Movement know, the seeds of Fascism germinate in the soil where the corporate world meets the political world. This is one of the primary reasons why we will stop at nothing to eliminate entities like the Federal Reserve; a privately run banking cartel that mingles with government yet answers to no one, including Congress or the people. The Fed has existed since 1913, and has dominated the value and circulation of our currency ever since. However, today, they are taking on new powers… As a part of the recent bailout bonanza and the legislation surrounding it, the Fed has begun writing operational policy for other private banking institutions:http://www.reuters.com/article/2013/03/26/us-citigroup-moneylaundering-idUSBRE92P0OO20130326 The transition has been subtle but the implications are dangerous. The Fed is becoming a regulatory body with expanding influence outside of the electoral process. It is preparing the ground for other private central banks to become fully unaccountable governing structures. Right now, they are limited to the banking sector, but eventually, this dynamic will poison every aspect of the financial world until every economic decision will be made without any oversight from the public. Moving in a slightly different direction, the Federal Government is beginning to establish law which removes the ability of the public to have any means of redress against particular corporations. The ‘Monsanto Protection Act’ hidden within the pages of the HR 933 spending bill creates special circumstances that protect the GMO producer from litigation and public examination over the dangerous genetic products it markets. This legislation, in essence, builds a coalition between Monsanto and the government, and even allows Monsanto in some cases to dictate what the government can and cannot do when dealing with GMO’s. The Obama Administration’s support of this bill should be a shock to any environmentally inclined Democrat, and any Democrat who is still willing to defend Obama after learning of this legislation, in my opinion, is a lost cause. This move on the part of our government is striking because of its open criminality. It shows that we have entered a new stage of the totalitarian process; one that will invariably lead us to catastrophe.Legislation By Special Interest Group In the halls of big government, politicians do not produce major legislation. Rather, bureaucrats and think tanks fashion policy while elected officials serve as mouthpieces and middlemen. How often do we discover after the passage of particularly nefarious pieces of legislation that the politicians who voted for them NEVER read the bills themselves? This past week, sources within NY governor Andrew Cuomo’s administration claimed that he didn’t actually read the NY Safe Act before championing it, and blamed the vast mistakes and unconstitutional oversteps of the bill on Mayor Bloomberg and the Brady Center.http://www.nypost.com/p/news/local/gov_faking_care_of_business_execs_9uIcEq5lJPk96ayylaRAGL Now, I do not believe that Cuomo was not aware of the implications of the Safe Act, even if he didn’t read the bill. But I do believe that the bill was drafted purely by special interest groups like the Brady Center without any oversight from actual state legislators, who then passed it overnight without a second thought. In a big government system, legislative wrangling is non-stop. A bureaucracy thrives on the endless introduction of new laws and new restrictions, and so it makes perfect sense that political representatives, who now act merely as mascots, never have the time to read all the paperwork. Why would they read it, when they are no longer making decisions on such policies anyway? All they have to do is vote how they are told to vote by their handlers, and trust that they will be protected by the establishment from public anger. Legislation by proxy is rampant in our government today, and it begs us to consider this - If our government has become so oversized and complex that our elected leaders can no longer oversee the actual writing of legislation and must use private think tanks to write it for them, perhaps we should cut the system down until their work load is manageable. The alternative is a legal and political structure that is engineered entirely by obscure interest groups with an agenda, and this is highly unacceptable. Complete Disregard For Individual Rights In the evolution of big government, there comes a point at which the oligarchy has attained enough power that it feels safe in admitting its true intentions. Usually, this is done in the name of the “greater good”. Sometimes, they don’t even try to sugar coat it. This past week, NY Mayor Michael Bloomberg in an unguarded moment stated the underlying philosophy behind the impositions of government control over the people. When questioned about the Constitutionality of the growing drone surveillance grid in American skies, Bloomberg had this to say: “Everybody wants their privacy, but I don’t know how you’re going to maintain it. It’s just we’re going into a different world, uncharted, and, like it or not, what people can do, what governments can do, is different. And you can to some extent control, but you can’t keep the tides from coming in.” “The argument against using automation, it’s this craziness– oh, it’s Big Brother. Get used to it.”http://www.nydailynews.com/new-york/bloomberg-new-york-eventually-surveillance-city-article-1.1296103 And there you have it. The new age (for Bloomberg and big government elites like him) is a place in which government is separate and above the people. The government does not exist to serve the citizenry; the citizenry exists to serve the government. Privacy is a privilege that governments can take anytime they wish. Citizens, being slaves, should not expect such privileges. And, this subjugated nightmare world is a place that we must accept as a natural extension of progress. Big Brother is the future, so grow up and “get used to it”… I will not be “getting used to it”, and neither will millions of Americans like me. We'll tear the whole monstrosity down first. Institutions of law and order are supposed to reflect the highest inherent principles of humanity and defend those principles regardless of the nature of the times. Honor and conscience do not suddenly become obsolete simply because danger looms, or catastrophe strikes. Big government bastardizes the original intent of the founders, who formed a small subservient central federal structure to fulfill one purpose – as a protector of the natural freedoms of the population. The federal system was never meant to have any domestic power beyond this task, nor should it. Today, as we have shown over and over again, the centralized political behemoth we live under is absolutely unnecessary and completely destructive to the freedom and prosperity of the culture it was originally tasked to defend. It can and must be dissolved, and it is time for average Americans to deeply and seriously ponder this option rather than ignorantly assume that because it exists, it should exist. Otherwise, like a weaponized cancer, it will devour what is left of the healthy fabric of our society and destroy whatever good remains within us.You can contact Brandon Smith at: [email protected] is an organization designed to help you find like-minded activists and preppers in your local area so that you can network and construct communities for mutual aid and defense. Join Alt-Market.com today and learn what it means to step away from the system and build something better. var fnames = new Array();var ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';var err_style = ''; try{ err_style = mc_custom_error_style; } catch(e){ err_style = 'margin: 1em 0 0 0; padding: 1em 0.5em 0.5em 0.5em; background: FFEEEE none repeat scroll 0% 0%; font- weight: bold; float: left; z-index: 1; width: 80%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz- initial; -moz-background-inline-policy: -moz-initial; color: FF0000;'; } var mce_jQuery = jQuery.noConflict(); mce_jQuery(document).ready( function($) { var options = { errorClass: 'mce_inline_error', errorElement: 'div', errorStyle: err_style, onkeyup: function(){}, onfocusout:function(){}, onblur:function(){} }; var mce_validator = mce_jQuery("#mc-embedded-subscribe-form").validate(options); options = { url: 'http://activistpost.us1.list-manage.com/subscribe/post-json? u=3ac8bebe085f73ea3503bbda3&id=b0c7fb76bd&c=?', type: 'GET', dataType: 'json', contentType: "application/json; charset=utf-8", beforeSubmit: function(){ mce_jQuery('#mce_tmp_error_msg').remove(); mce_jQuery('.datefield','#mc_embed_signup').each( function(){ var txt = 'filled'; var fields = new Array(); var i = 0; mce_jQuery(':text', this).each( function(){ fields[i] = this; i++; }); mce_jQuery(':hidden', this).each( function(){ if ( fields[0].value=='MM' && fields[1].value=='DD' && fields[2].value=='YYYY' ){ this.value = ''; } else if ( fields[0].value=='' && fields [1].value=='' && fields[2].value=='' ){ this.value = ''; } else { this.value = fields[0].value+'/'+fields[1].value+'/'+fields[2].value; } }); }); return mce_validator.form(); }, success: mce_success_cb }; mce_jQuery('#mc-embedded-subscribe-form').ajaxForm(options); }); function mce_success_cb(resp){ mce_jQuery('#mce-success-response').hide(); mce_jQuery('#mce-error-response').hide(); if (resp.result=="success"){ mce_jQuery('#mce-'+resp.result+'-response').show(); mce_jQuery('#mce-'+resp.result+'-response').html(resp.msg); mce_jQuery('#mc-embedded-subscribe-form').each(function(){ this.reset(); }); } else { var index = -1; var msg; try { var parts = resp.msg.split(' - ',2); if (parts[1]==undefined){ msg = resp.msg; } else { i = parseInt(parts[0]); if (i.toString() == parts[0]){ index = parts[0]; msg = parts[1]; } else { index = -1; msg = resp.msg; } } } catch(e){ index = -1; msg = resp.msg; } try{ if (index== -1){ mce_jQuery('#mce-'+resp.result+'-response').show(); mce_jQuery('#mce-'+resp.result+'-response').html(msg); } else { err_; html = ' '+msg+''; var input_; var f = mce_jQuery(input_id); if (ftypes[index]=='address'){ input_; f = mce_jQuery(input_id).parent().parent().get(0); } else if (ftypes[index]=='date'){ input_; f = mce_jQuery(input_id).parent().parent().get(0); } else { input_+fnames[index]; f = mce_jQuery().parent(input_id).get(0); } if (f){ mce_jQuery(f).append(html); mce_jQuery(input_id).focus(); } else { mce_jQuery('#mce-'+resp.result+'-response').show(); mce_jQuery('#mce-'+resp.result+'-response').html(msg); } } } catch(e){ mce_jQuery('#mce-'+resp.result+'-response').show(); mce_jQuery('#mce-'+resp.result+'-response').html(msg); } } } BE THE CHANGE! 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30 марта 2013, 12:49

Jeroen Dijsselbloem did the right thing

Cyprus is a disaster. As I see it, many mistakes were made, for instance during the boom years 2004-2007, when the ECB stubbornly refused to look at developments in individual countries and for reasons connected to ‘rational expectation economics’ (you can read more about that here) equated financial stability with low and stable inflation. And [...]

Выбор редакции
30 марта 2013, 11:35

Gold As Collateral Is The Answer To Austerity

Gold as a collateral Gold is becoming a major source of high quality collateral with its multi dimensional intrinsic aspects. According to the World Gold Council, gold is increasingly being used in the financial system as a source of high-quality collateral. Its lack of credit risk and countercyclical behaviour make it ideal for this purpose. The European Market Infrastructure Regulation (EMIR) now permits Central Counterparty Clearing Houses (CCP) throughout Europe to accept gold as collateral. Gold's use as collateral at commercial banks is also growing. Gold could also serve this function in the public sector, enhancing the credit quality of government bonds and lowering bond yields.On a video interview, Natalie Dempster, Director of Government Affairs, World Gold Council commented: "The Eurozone's gold reserves stand at over 10,000 tonnes, and it is well known that some of the countries worst affected by the crisis, including Portugal and Italy, Complete Story »

30 марта 2013, 08:31

In Mexico, A Dartmouth Grad Fights Poverty Through Capitalism

Fernando Orta had remarkable drive and ingenuity even when I first met him as a freshman at Dartmouth.  It’s no surprise that five years after graduation, he is making things happen.  Upon receiving degrees in both Economics and Electronic Engineering, he returned to his hometown of Mexico City and in 2010 founded a financial services company called Podemos Progresar.  Its name means “We can move forward,” its symbol is a seedling, and its philosophy is one of growth and empowerment.  In an effort to solve the multi-dimensional problem of poverty in Mexico, Podemos has a mission to create products and services that change people’s lives. Orta is trying a different approach with his business, one which measures success by the level of impact in a community.  He hopes to be a model for other corporations and for young people who are frustrated by the lack of job opportunities.  “There is a big disconnect,” Orta says.  “Young people are not finding the jobs they want.  We can challenge what’s being offered to us, reject the paths being given to us, and start our own with new philosophies of how business should be done.”  His experience sets an example. When he started the company, Orta admits he had a naïve view of poverty and that it has been a journey in understanding what life is like for the poorest segments of society.  There are an estimated 45 million Mexicans living on less than four dollars a day.  Microfinancing has grown in the last few years to reach many of these people, but Orta believes it can be expanded further. “As the company has evolved, the idea has evolved because of the needs we see in the community.  Microcredit is not enough,” he explains.  Orta’s vision is to create an organization that betters people’s lives across the board.  By establishing an economic and social center for the most marginalized classes, Podemos makes a connection with its clients that goes beyond microfinancing. The goal is to liberate people from the cycle of poverty.  To do this, Podemos aims to increase interaction between businesses and what Orta calls “the bottom of the pyramid” and to provide the poor with access to what they most need.  Through its community centers and coordinators, Podemos offers social services, such as assistance navigating Mexico’s healthcare system.  On the economic side, in addition to solidarity loans, the company has set up a microfranchise program that allows members to buy wholesale products to distribute in their communities. Orta explains, “Microcredit is not just about giving people money.  It’s about giving people a chance to pursue opportunities. We want to become the platform that provides the products and services that allow people to make rewarding transactions.”  When people are thus brought into the formal economy, they are free to be much more productive.  To help others achieve this, the company itself has to reflect the value of purposeful employment.  When Orta founded Podemos it was with the question in mind: “Why do you do the work you do?”   He says, “Work is your identity.  You are what you do.  I want my work to help me become a better person.  It’s fundamental to my existence that my job means something.  I want to create a place where people can feel the sense of empowerment I feel.” Orta has faced frustrating challenges in managing the development of his business, but his enthusiasm for it is infectious.  He is ambitiously hopeful and hopefully ambitious and to talk with him is to be enlivened and enlightened.  He is truly passionate in his desire to free people from poverty in his country, yet shrewd and realistic as the young CEO of a young company. He admits that Podemos is small.  Alone it can’t do everything he envisions.  Yet by providing a platform for change that is meant to inspire not only his company’s clients, but other businesses, he is trying to make the most of their limited resources.  Once people see what can be done, they will want to join.  The seedling of Podemos will grow. There is a message in that for other members of our generation.  Orta notes, “People are coming out of college and realizing, they told me I could get a job if I studied something and it’s not true.  But in this new economy, you’re free. You can offer a service through new ways, you don’t need big corporations to be useful.”  Businesses today are not changing fast enough, yet young people have the opportunity to satisfy needs that aren’t being met by existing institutions. With technology, we have extraordinary tools for sharing our talents if we can adapt them to our advantage.  By thinking and acting creatively, we may employ our skills not only for our own fulfillment, but for the benefit of others. For more about Podemos Progresar and their work in Mexico, visit their website.

30 марта 2013, 07:12

Chinese investors set sights on Greek property

The property price slump in Greece, fueled by the ongoing financial crisis, has started to attract Chinese investment.

30 марта 2013, 06:03

Investor Rites of Passage - Part 2: Retirement

Part 1 of this series examined the rites of passage investors who are still employed need to undergo to ready themselves for controlling their financial future.  Here, in Part 2, I explore what new and soon-to-be retirees need to do to demonstrate preparedness for the final leg of their life’s journey.

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30 марта 2013, 04:00

Anthony Hilton: Can the banks have their cake and lend it out too? Something's got to give

I have no problem with the Bank of England being in charge of monetary policy and having the responsibility to help deliver stable prices and economic growth. Separately I have no problem with the Bank of England having overall responsibility for the stability of the financial system. The problem is whether it is possible for the Bank to do both at the same time.

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30 марта 2013, 04:00

City hit by record fines as watchdog vows to keep up pressure

Financial firms, City workers and other miscreants were hit with £136m in fines during the first three months of 2013, the most in the first quarter of a year since the Financial Services Authority was created 15 years ago.

23 января 2013, 15:00

1000-кратный системный левередж: $600 триллионов в деравативах "обеспечены" $600 миллиардами

Источник перевод для mixednews – antilopaПолный номинальный объём неоплаченных деривативов вызывает много споров – имеет ли значение полная сумма (примерно $600 трлн.), или сумма за вычетом взаимного погашения и других компенсирующих позиций (намного меньше). Ранее мы объясняли, что валовой объём не имеет значения… пока оно не возникнет, т.е. пока не появится разрыв в цепочке контрагентов и пока внезапно всё нетто не станет брутто (как в случае с банкротством Lehman). Например, во время финансового кризиса, т.е. в единственный момент, когда общий объём деривативов становится материальным (по определению).Но более важен вопрос о том, что является истинным гарантийным обеспечением этого гигантского рынка, который в 10 раз больше совокупного мирового ВВП, поскольку название «дериватив», т. е. производное, предполагает, что вся эта сумма обеспечена некими выделенными, реальными активами. К счастью, МВФ недавно выпустил протокол собрания, озаглавленный «Теневой банкинг: экономика и политика», где имеется укромно спрятанный в одном из приложений ответ на этот вопрос. Сухой остаток: общая сумма $600 трлн. теоретических деривативов обеспечена ничтожными $600 млрд. реальных активов:  колоссальный гарантийный депозит в 0,1%!В этом мире всё больше суверенных государств становятся неплатёжеспособными, и именно эти государства (и другие организации с рейтингом ААА), считающиеся столь безопасными, не обязаны размещать залога под практически неограниченные производные, которые им позволено создавать из воздуха.Стоит ли удивляться, что в мире, где даже МВФ говорит об имеющемся повышенном спросе на залог, банки делают общее посмешище из упреждающих попыток спасти систему, таких как предложение Базель III, согласно которому снижение доли заёмных средств было отложено с 2013 на 2014 год, и которое будет откладываться вновь и вновь, пока все не забудут о нём и не повторятся никакие финансовые кризисы.Поскольку, если случится кризис, весь мир, который де-факто стал дочерней компанией AIG Financial Products и разбрасывает деривативы направо и налево, придётся поднапрячься, чтобы добыть сколько-нибудь из этих $599 трлн. фактического залога, как только залоговые цепочки начнут рваться. Стоит контрагентам с рейтингом ААА (каковым была AIG до её выкупа) начать падать, возникнет вопрос: что же представляет собой истинная ценность материальных активов в мире, в котором стоимость, создаваемая новыми финансовыми инструментами, является почкованием деривативов от деривативов и служит лишь для подъёма прибылей банкиров до небывалых высот.Ссылка

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12 декабря 2012, 15:17

Federal Reserve Board releases economic and financial market scenarios that will be used in next round of stress tests for large financial institutions

Federal Reserve Board releases economic and financial market scenarios that will be used in next round of stress tests for large financial institutions