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08 декабря, 00:22

H&R Block fiscal Q2 loss 68 cents a share, in line with expectations

This is a Real-time headline. These are breaking news, delivered the minute it happens, delivered ticker-tape style. Visit www.marketwatch.com or the quote page for more information about this breaking news.

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07 декабря, 20:01

Credit Karma Takes On TurboTax, H&R Block With Free Tax Filings

Credit Karma Takes On TurboTax, H&R Block With Free Tax Filings Credit Karma has attracted 60 million Americans with free credit scores and monitoring. Now, they have purchased online tax preparer AFJC Corporation to broaden their product offering

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07 декабря, 17:00

Credit Karma Takes On TurboTax, H&R Block With Free Tax Filings

The promise? There won't be any gotcha fees, gimmicks or other funny business.

05 декабря, 16:02

H&R Block (HRB): Will it Disappoint Again in Q2 Earnings?

H&R Block Inc. (HRB) is set to report second-quarter fiscal 2017 results after the market closes on Dec 7.

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16 ноября, 23:30

H&R Block downgraded to equal weight from overweight at Morgan Stanley

This is a Real-time headline. These are breaking news, delivered the minute it happens, delivered ticker-tape style. Visit www.marketwatch.com or the quote page for more information about this breaking news.

10 ноября, 15:00

Bringing the Power of Platforms to Health Care

Last month one of us (Jonathan) gave a talk at Stanford to a hall full of healthcare entrepreneurs. The comments began with a favorite quip used, to desired effect, many times over the years: “I really think…this internet thing is going to be big.” There, in the shadow of Google’s global headquarters, the audience laughed on cue, quickly grokking the embarrassing point: it’s 2016 and this $3 trillion industry that our lives depend upon still relies on faxes, clipboards, and isolated instances of legacy software locked away in hospital basements. Despite healthcare’s remarkable track record holding out against the tides of change, there are finally holes in the dam. The healthcare internet is emerging node-by-node, provider-by-provider, and patient-by-patient. So, there’s really no longer a question of whether healthcare will join the rest of the economy and concede to the inevitable. The real question is what it will look and feel like for patients and providers once care is connected and the “network effect” begin to take hold. It turns out we have a pretty good sense of what’s to come because we know what AirBnB has done to hotels (and homes), Waze to GPS systems and fold-up maps, and Uber to taxis. To us, these disrupters illustrate well the three dimensions of the network effect that is poised to transform healthcare: administrative automation, networked knowledge, and resource orchestration. Administrative automation AirBnB, now used by 50,000 renters each night, is considered to be directly responsible for an estimated $450 million of lost hotel revenue each year. Behind their upending of the hospitality business is their platform, which makes it ridiculously easy to turn your house into a hotel. They’ve organized, scaled, and automated the myriad administrative details involved in such a way as to minimize the barrier to entry and limit the potential for error, miscommunication, or unwarranted variation. They’ll walk you through where to put the square footage and what kind of photos entice the most interest, and they use predictive modeling to show you the best and worst days of the year to get a booking at a particular price. They’ve even partnered with H&R Block to streamline tax filing. Insight Center Innovating for Value in Health Care Sponsored by Medtronic Exploring cutting edge ways to lower costs and improve quality. In healthcare, the need for administrative automation is viscerally felt – and the potential for alleviating burden and draining cost from the system is significant. From athenahealth’s network data, we know that the average doctor spends just 60% of her time each year seeing patients and documenting their care. She spends the other 40% processing 3,744 administrative documents, 750 school and camp forms, and chasing down 600 missing lab and imaging orders. When providers do what AirBnB hosts have done and set up shop on a network, then much of the work that consumed their day can be automated and dispatched at scale so they can focus on delivering care. A network-based service can, in aggregate, take on administrative tasks like medical claim submission and posting and get continuously smarter and more efficient with feedback from the network. At athenahealth, for example, we have a rules engine with 40 million billing rules (yes, there are that many ways to be denied) that enables us to execute our clients’ work more efficiently than they ever could alone. Networked knowledge As Marshall Van Alstyne, Geoffrey Parker, and Sangeet Choudary articulated recently in HBR, “With a platform, the critical asset is the community and the resources of its members.” In this networked world, the traditional consumer becomes an active producer who adds knowledge and value to the system in a positive feedback loop. By enlisting the driver as a data source, Waze revolutionized the average commute, aggregating data in real-time to flag traffic jams and suggest alternative routes. The app is now so effective that 70% of the time Waze registers a traffic accident before a 911 call is made. As more patient data gets liberated from isolated systems and added to networks, comparable knowledge and value can be generated for healthcare. Recently, for example, in a meeting with athenahealth’s clinical team, leaders from the American Congress of Obstetricians and Gynecologists (ACOG) expressed concern about the number of women with hypertension who, not yet knowing they’re pregnant, continue to use ACE inhibitors that cause serious malformations in fetuses. We ran a real-time query of the 63 million patient records on our network and identified 62,000 women of childbearing age who were prescribed ACE inhibitors and therefore at potential risk. We were able to alert the women’s doctors, suggesting they prescribe a different hypertension drug or urge their patients to get on effective contraception. This kind of network medicine, as we’ve begun to call it, can transform care delivery by aggregating knowledge across a vast network and closing the gap between that knowledge and appropriate intervention. Resource orchestration Uber brought the taxi industry to its knees by figuring out how to extract new value from excess capacity in the system. They started back in 2009 with black car limos, which were essentially the academic medical centers of transportation: extremely expensive and mostly empty. By tapping into that excess capacity and making it available on a network they generated new market demand, which led to UberX and a thriving community of 160,000 drivers conducting one million rides a day. Think of the potential for this kind of orchestration of resources in healthcare where waste accounts for an estimated $750 billion annually. On any given day in America, 40% of hospital beds lie empty, their enormous fixed costs weighing heavily on the system. Or take medical appointments. In a recent Commonwealth Fund study of patients around the world, 52% of American said they couldn’t get a same- or next-day appointment with their provider when they were sick. When we look across athenahealth’s network of 80,000 providers, just 4.4% of all appointments are shown as “available” in the next 30 days. But looking back 30 days we can see that just 17.5% of all slots were used, suggesting there’s a systemic problem in how our industry manages this critical area of patient access. The good news is that the opportunities, and upside, for connecting unsatisfied or latent demand to unused capacity are virtually endless. So, who are healthcare’s Ubers? Well, the first that comes to mind is…Uber. Last year they ran a one-day pilot to deliver 2,000 flu shots over four hours in 35 cities. More recently, they partnered with a company called Circulation to offer a fully integrated service that allows hospitals to dispatch an Uber to transport acute care and elderly patients to appointments – addressing the very costly issues of missed appointments and deferred care. There’s Pager, an on-demand service that with the tap of an app will spirit a doctor to your office or home, giving providers (like Uber drivers) a new marketplace to sell their extra bandwidth. There’s Candescent Health, which is virtualizing radiology scans so a radiologist who specializes in pediatric lungs can spend all his time reading pediatric lungs instead of wasting time with knees and elbows. And a child in rural Wyoming can have her lung x-ray read a thousand miles away by the best pediatric lung radiologist in the country. By all accounts, healthcare in the U.S. is at a critical juncture, with an urgent need to bend the cost curve – slowing the rate of cost increases. While the government attempts to mandate transformation through maddeningly complex, and largely untested, models for driving savings and efficiency, we might best be served by looking around us at market-driven models that are transforming the way we shop, travel, meet friends, listen to music, and more. Once we do, the power of the network effect will be profoundly felt by providers and patients alike.

08 ноября, 23:04

Would Trump's Simplified Tax Code Cost Thousands of Accountants Their Jobs?

What would Donald Trump do about the thousands of tax preparers that would lose their jobs if he simplifies the Tax Code? originally appeared on Quora - the knowledge sharing network where compelling questions are answered by people with unique insights. Answer by Dave Consiglio, Chemistry and Physics High School Teacher and Community College Professor, on Quora: Oh there you go again, looking at details and logically following them to their conclusions.We don't do that here in America. Here we say things that sound good unless you investigate more closely. You know, things like "I'll simplify the tax code" and "I'll deport illegal immigrants" and "I'll repeal Obamacare."All three of these have been popular with the GOP, but all three have major problems. You've spotted the first: rampant unemployment, both from the H&R Block subset of the tax economy, as well as the IRS, which employs one hundred thousand people .In addition, a simple tax code sounds like a good idea, but probably isn't. Every person is different, and a "one size fits all" method of taxation is likely to cause some serious problems. Sometimes complex problems have complex solutions.Deporting Illegal Immigrants sounds like a decent idea, right? I mean, they're "illegal". But how exactly do you process 11-15 million people (depending on who you count)? Oh, and while you're processing them, more are coming in, more are having babies, and some that you deport come back.As for Obamacare, repealing it would suddenly remove insurance from millions of people who currently have it. We have contracts and agreements in place to prevent that sort of thing from happening. Besides, what about people who are in surgery at the time you make that decision. Do they pay? What if they can't?This is one of many reasons why Hillary Clinton is a far better choice for president. You may not like her politics, but believe me, when I tell you that she's considered (and reconsidered) the ramifications of her ideas and has a means to implement them that doesn't leave people out in the cold. This question originally appeared on Quora - the knowledge sharing network where compelling questions are answered by people with unique insights. You can follow Quora on Twitter, Facebook, and Google+. More questions: Trump-Pence 2016: Why is Donald Trump running for president? Campaign Contributions: Will Donald Trump reject campaign contributions? U.S. Presidential Elections: Why do people forget that Donald Trump is a successful businessman? -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

03 ноября, 23:37

The Long and Short of It: Betting on Trump’s Tax Cuts or Clinton’s Tax Increases

What if you could go long or short the next president’s tax policies? These plays let you indirectly profit from Clinton’s tax increases or Trump’s tax cuts.

07 октября, 11:20

Examples of Junk Science: Antitrustworthy Analysis

When multi-billion dollar firms seek to merge, the temptation to use every means possible to attain approval from regulatory authorities and realize tremendous financial gains can lead to some really questionable claims being advanced to achieve that end. Today's example of junk science is our second where pseudoscientific practices have had real world legal implications. In this case, the discussion revolves around the situations that arose when pseudoscientific econometric analysis was presented by firms seeking the U.S. Department of Justice's Antitrust Division's approval to merge their businesses, but which was instead detected by the division's staff economists and subsequently challenged by the division's attorneys in legal proceedings. Here are the relevant items that apply from our checklist for detecting junk science that come to play in today's example. How to Distinguish "Good" Science from "Junk" or "Pseudo" Science Aspect Science Pseudoscience Comments Goals The primary goal of science is to achieve a more complete and more unified understanding of the physical world. Pseudosciences are more likely to be driven by ideological, cultural or commercial (money-making) goals. Some examples of pseudosciences include: astrology, UFOlogy, Creation Science and aspects of legitimate fields, such as climate science, nutrition, etc. Inconsistencies Observations or data that are not consistent with current scientific understanding generate intense interest for additional study among scientists. Original observations and data are made accessible to all interested parties to support this effort. Observations of data that are not consistent with established beliefs tend to be ignored or actively suppressed. Original observations and data are often difficult to obtain from pseudoscience practitioners, and is often just anecdotal. Providing access to all available data allows others to independently reproduce and confirm findings. Failing to make all collected data and analysis available for independent review undermines the validity of any claimed finding. Here's a recent example of the misuse of statistics where contradictory data that would have avoided a pseudoscientific conclusion was improperly screened out, which was found after all the data was made available for independent review.

06 октября, 17:11

What You Can Learn From Trump on Taxes

The recent uproar about Donald Trump’s taxes says a lot about the confused times we live in. If you’re an investor... you need to pay attention.

03 октября, 07:18

How Donald Trump Made A Fortune By Losing A Billion Dollars

It appears that Donald Trump successfully lost $915 million in 1995. We say "successfully" because it allowed him to avoid paying federal income taxes for up to two decades (at $50 million per year) and it may not have cost him a cent. How does one lose close to a billion dollars in one year? With a flock of accountants and a congress of lawyers. A Billion Dollars THE TRUMP ORGANIZATION The New York Times report that Donald Trump took a tax loss of $916 million dollars in 1995 would seem to indicate that his company fell on hard times that year, right? You'd think it suffered major losses, wouldn't you? Well, it didn't happen. We've uncovered financial reports from Trump AC and Plaza Associates and THCR (Trump Hotels, Casinos, Resorts) from archived Trump Organization websites for 1992 - 1995 and THCR (the successor company) from 1995-1996 that shows relatively consistent losses throughout the period, and one year of modest profit. TRUMP AC AND PLAZA ASSOCIATES 1992 $35,787,000 LOSS 1993 $9,338,000 PROFIT 1994 $8,870,000 LOSS 1995 $11,033,000 LOSS (through June 12) THCR 1995 $1,921,000 LOSS (after June 12, 1005) 1996 $65,677,000 LOSS At worst, then, The Trump Organization showed a combined $12,954,000 LOSS in 1995 if one combines the reporting from both Trump Plaza AC and Associates and THCR. This is a far cry from the yuge $916 million loss claimed on Trump's 1995 tax returns. Comparing these figures to the data on the leaked Trump tax returns, it appears that the THCR loss would be part of the $15,818,562 LOSS on line 11 of the leaked NY State IT-201 form. So what, then, made up the $909,459,915 LOSS on line 13 of the same return? THE PLAZA HOTEL The large loss apparently relates to Trump's sale, in 1995, of New York's legendary Plaza Hotel to Saudi and Asian investors. Trump acquired the hotel in 1988 for $400 million. He sold it in 1995 for $325 million. One of the perks of real estate investing is that temporary tax losses can be generated by depreciation, even of an asset that climbs in value. When the depreciated asset is sold, the depreciation is recaptured and taxes paid, although if like kind real estate is purchased within a short time of the sale, the profits can again be deferred in what is called a 1031 exchange. (Ask your tax accountant) It is unclear how the relatively small sums dealing with the purchase and sale of The Plaza can be spun into a $915 million tax loss, so the answer may be related to financial magic. As it happens, Trump took out loans against The Plaza to purchase the Eastern Air Lines Shuttle (renamed Trump Shuttle) and to finance the construction of the Taj Mahal casino in Atlantic City. Indeed, the 1995 purchasers of The Plaza seem to have assumed as much as $440 million in debt along with their purchase at $325 million, making the total purchase price closer to a $765 million value. In addition, it appears the banks that funded the original purchase agreed to write down a part of their loans to facilitate the sale in 1995. Indeed, the NY Times discloses that the Citibank consortium that financed the purchase agreed to write off some interest on the debt. If that is true, then it is possible that Trump should have recognized income on the decrease in his liability, called mortgage relief. Interestingly, among all of these financial machinations, Trump did not own The Plaza. The New York Times notes: "After the Citibank consortium agreed to forgive the past interest payments on debt, Mr. Trump still retained the 51 percent interest on paper, but since he had no equity in the hotel -- having put up no cash when he bought it -- the banks effectively owned the property." So it appears that Donald Trump lost nearly a billion dollars by buying, mortgaging and selling a hotel he didn't invest in and didn't really own. Once Trump booked the loss, he sheltered nearly twenty years' of profits, allowing his fortune to grow, unhindered by the burdens of income taxes that the rest of us have to bear. America. What a country! (If you're rich.) THE SPIN The Trump campaign issued a statement that did not challenge the $916 million loss. It spun the issue as follows: "Mr. Trump knows the tax code far better than anyone who has ever run for President and he is the only one that knows how to fix it." But does he have the willingness to fix it? By promising to leave the operation of his business to his children if he is elected, one would have to believe Donald Trump was Father Theresa to believe he'd change one word of the tax code that would work to his children's (or his eventual) detriment. Looking at the Trump/Pence campaign website, it seems like the only "fix" Trump has in mind relates to an arcane concept of "carried interest" by which wall street traders get preferential treatment. Trump, not being a hedge fund type, would not be affected by the change. Trump also promises to lower taxes across the board, but he identifies no real estate tax loopholes he'd close. This of course would all be academic if Trump would do what Hillary Clinton has done, and release 30 years of tax returns. Here's what Trump says about releasing his tax returns: The mystery of Donald Trump's financial affairs is likely to dominate the remainder of the election cycle. Without satisfactory answers, it could doom his campaign. The question the media hasn't yet asked is how the government can operate if neither corporations nor individuals pay any taxes. So next time you're sitting in that little cubicle at H&R Block, wondering what kind of part time job you're going to take so you can come up with that extra $200 to pay your taxes, remember Donald Trump and his Billion Dollar Baby, which he got to write off year after year after year after year after year after year after year after year after year after year after year after year after year after year after year after year after year after year after year after year. photo credits: Plaza Hotel By Paweł Marynowski via Wikimedia Commons A billion dollars By Creator:Michael Marcovici via Wikimedia Commons Magician idris floating currency By By Magicianidris via Wikimedia Commons Other Opinion Pieces by Marty Rudoy Wife to Charlotte Police: 'Don't Shoot Him. He Has No Weapon.' Trump Asks Security Expert, 'If We Have Nukes, Why Can't We Just Use 'Em?' The Only Way for Republicans to Save Their Party Puts Them in a Pickle -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

02 сентября, 16:58

H&R Block (HRB): Time to Dump the Stock from Portfolio?

On Sep 1, Zacks Investment Research downgraded H&R Block Inc. (HRB) to a Zacks Rank #4 (Sell).

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01 сентября, 17:10

Company News for September 01, 2016

Companies in the News are: PANW,HRB,AVAV,DB,CBK

01 сентября, 09:06

США: августовские потери положили конец 6-месячной выигрышной череде Dow Jones

В среду, 31 августа, фондовый рынок Соединенных Штатов завершил торговую сессию небольшим снижением, которое, тем не менее, лишило индекс Dow Jones выигрыша за август (индекс по итогам месяца понес потери в размере 0,2% и прервал череду из 6 кряду выигрышных месяцев). Медвежьи настроения вчера преобладали на фоне смешанного характера опубликованной макроэкономической статистики и опять же смешанных комментариев официальных лиц.

31 августа, 17:10

Company News for August 31, 2016

Companies in the News are: AAPL,HSY,MDLZ,ANF,HRB

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31 августа, 16:36

Shares of H&R Block sink 4.8% to $23.03 to lead S&P 500 decliners in early trade

This is a Real-time headline. These are breaking news, delivered the minute it happens, delivered ticker-tape style. Visit www.marketwatch.com or the quote page for more information about this breaking news.

31 августа, 15:33

H&R Block (HRB) Incurs Wider Loss in Q1, Revenues Suffer

H&R Block's (HRB) reported loss from continuing operations of 55 cents per share for fiscal first-quarter 2017 was wider than the Zacks Consensus Estimate of a loss of 53 cents and the year-ago loss of 35 cents.

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31 августа, 15:08

H&R Block shares down 5% premarket

This is a Real-time headline. These are breaking news, delivered the minute it happens, delivered ticker-tape style. Visit www.marketwatch.com or the quote page for more information about this breaking news.

05 октября 2012, 17:02

Покинутый город. Детройд

 Покинутый городМичиганский центральный железнодорожный вокзалВо время Октябрьской войны 1973 года между арабскими странами и Израилем Организация арабских стран-экспортёров нефти заявила о прекращение своих поставок в страны, поддерживающие Израиль. В результате этого в США разразился нефтяной кризис, из-за которого обанкротились многие американские автомобилестроители. Больше всех досталось Детройту, где были сосредоточены крупнейшие заводы страны — Ford, General Motors и Chrysler. Отток населения, начавшийся ещё в 1950-х, превратился в тотальное бегство из города. Наиболее состоятельное население продавало свою недвижимость и переезжало в пригород. За ними потянулись банкиры, врачи и владельцы магазинов. В итоге в городе остались только безработные, живущие на пособие, или низкооплачиваемые рабочие, в основном негры. Стремительно начала процветать чёрная преступность.Каким стал город? Ответ ниже.Некогда самый высокий железнодорожной вокзал. Полностью прекратил функционировать в 1988 году. Власти города вроде как всё собираются его снести, но общественность бастует. Достопримечательность как-никак. Скоро ему будет 100 лет.ОтельОтель "Fort Shelby". Закрылся в самом начале нефтяного кризиса. В 1983 году его здание было включено в Национальный реестр исторических мест США. В конце 2008 года отель снова открылся.Отель "American Hotel". Закрылся в начале 1990-х.Отель "Lee Plaza". В 1981 году его здание было включено в Национальный реестр исторических мест США. Перед закрытием вначале 1990-х, в здании были жилые квартиры.David Whitney Building. В начале 2011 года были разговоры о ремонте здания.Farwell Building. В 1976 году включено в Национальный реестр исторических мест США.Farwell Building, 2009 год.Национальный театр, находящийся в Monroe Block.Объединенный театр искусствПресвитерианская церковь. С 1982 года в Национальном реестре исторических мест США.Методистская церковьБаптистская церковьЗаброшенный жилой дом "Rich-Dex".Дома в историческом районе "Brush Park". Все местные здания славились своей стилистикой, пока не были заброшены. Ныне их стараются восстанавливать.Дом Уильяма Ливингстона (март, 2007)Отделение Национального банка ДетройтаПолицейский участок в Highland ParkПубличная библиотекаШкола Уилбура РайтаШкола Св. Маргариты МарииКомпания по производству чернил "General Printing" (2005 год).Металлургический завод "McLouth Steel"Заброшенный завод "Packard Motor Car Company"Здание завода "Fisher Body".Здание завода "Fisher Body", 2008 год.Заводское помещение компании "Fisher Body", которая долгое время являлась подразделением "General Motors" и была расформирована в 1984 году.Результат кризиса - пустая парковка у здания "General Motors" (сентябрь, 1980).Пожалуй, только центр Детройта ныне является пригодным для жизни, хотя и там до сих пор высокая преступность. Недавно, например, трёмя неграми была избита американская актриса Жаклин Стрез со своим парнем. О этнопреступности тамошние СМИ говорить не любят. Так что, не смотря на всякие попытки властей возродить город, вряд ли это получиться у них без белого населения.