A new program will allow low-income families to purchase goods that they might not have access to locally. But is it a miracle or a mirage?
The J. M. Smucker Co. (SJM) recently raised the prices of the majority of its packaged coffee products sold in the U.S. The products primarily consist of items under the Folgers, Dunkin' Donuts and Cafe Bustelo brands.
On Dec 27, 2016, we issued an updated research report on Quest Diagnostics, Inc. (DGX).
• Woods makes return having pulled out of PGA tournament in October• The 40-year-old absent since August 2015 after two back operationsNever before has the imminent appearance of the world’s 898th-ranked golfer caused such a stir. Finally, after a series of false starts and more than 460 days, Tiger Woods will return to competitive action at the Hero World Challenge in the Bahamas on Thursday.The ranking – Woods is behind such unknowns as Max Rottluff, Brad Shilton and Curtis Thompson – provides one element of context. The other was once visible to the naked eye as Woods battled severe woes of fitness and form when last involved in tournament play. His absence led onlookers to wonder whether the 14-time major champion would ever be seen again in a competitive environment. Barring something late and completely unforeseen, Woods will indeed take his place in the 18-man field for the event which also raises money for his charity foundation. Continue reading...
С развитием технологий меняются не только условия нашей жизни. Многие прежние представления оказываются неприменимыми. VentureBeat составил список из шести новых правил, которые изменят жизнь людей.Все, что может быть оцифровано — будет!Преобразование в цифровую форму началось со слов и чисел и, через игры и видео, добралось до бизнес-функций, медицинских инструментов, промышленных процессов и транспортных систем. Недорогое секвенирование ДНК и машинное обучение ведут к раскрытию тайн жизни. Дешевые вездесущие сенсоры документируют все, что мы делаем.Скорее всего, ты останешься без работыВ каждой сфере машины и роботы начинают выполнять работу за людей. Подобное происходило во время промышленной революции, когда фабрики оставили миллионы людей без средств к существованию.Уже сейчас сетевые универмаги вроде Safeway и Home Depot быстро увеличивают число касс самообслуживания. Скоро беспилотные автомобили оставят без работы множество водителей. Автоматическая диагностика заменит врачей некоторых специальностей. В безопасности будут только творческие профессии.Жизнь станет такой дешевой, что работать не придетсяТелефонные переговоры дешевеют, а компьютеры становятся более мощными, чем 10 лет назад. Технологии совместного потребления приводят к тому, что целое поколение отказывается от владения автомобилями. Здравоохранение, пища, телекоммуникации, электричество и вычислительная техника быстро падают в цене, поскольку технологии трансформируют традиционную промышленность.Твоя судьба окажется в твоих руках, как никогда ранееИнформация, которая раньше была труднодоступной или дорогой, теперь распространяется легко и бесплатно. С помощью смартфона и приложений можно диагностировать и вылечить значительный процент заболеваний.Онлайн-обучение практически всему, чему угодно, уже бесплатное. SDK и программы открытого доступа позволяют создавать собственных дронов, а 3D-принтеры — печатать что угодно, включая электронику.Изобилие станет большей проблемой, чем нищетаВ развитых странах это уже так — изобилие вызывает проблемы со здоровьем. Ожирение, диабет, остановка сердца — главные убийцы на Западе. И они быстро распространяются в развивающихся странах, поскольку человеческие гены оказываются не готовы к условиям изобилия калорий. В избытке также оказываются интернет, масс-медиа и социальные сети. Увеличивается объем и скорость поступления информации, растет дефицит внимания. Даже имея необходимые инструменты, нам все сложнее заставить свой мозг довести дело до конца.Отличие человека от машины становится все незаметнейУмные очки и контактные линзы, протезы, которыми управляют компьютерные программы, экзоскелеты для военных или пожилых, сенсоры-татуировки, собирающие данные о самочувствии — в результате всего этого сама идея человека меняется. Становится крайне сложно провести черту между человеком и машиной.hightech
Quest Diagnostics Inc. (DGX) recently announced the launch of QuestDirect, a new Patient-Initiated Testing service in Colorado and Missouri.
Share price of Quest Diagnostics, Inc. (DGX) reached a new 52-week high of $87.48 on Nov 21, finally closing a bit lower at $87.29.
Former supermarket brand, which ended in November 2005, will front a range of hundreds of food and grocery productsMorrisons is reviving the Safeway brand after 11 years as part of its attempt to move back into the fast-growing convenience market.The former supermarket brand, which disappeared in November 2005 after being bought by Morrisons, will front a range of hundreds of food and grocery products, many of which will be produced within the Bradford-based company’s own factories. Continue reading...
In the run-up to an OECD Competition Committee roundtable discussion on 30 November 2016, Chris Pike of the OECD Directorate for Financial and Enterprise Affairs looks at the concerns and the opportunities created by the increased scope for personalised pricing in the digital economy. We’ve all felt it – the rush you get when you […]
Sharelle Klaus As the visionary behind DRY, Sharelle Klaus has always had a passion for the culinary world and celebrating each part of a meal - including the beverage. After having four children, she didn't want to let a lack of wine or cocktails stop her from creating a great pairing. Klaus recognized an absence of exciting and fun, yet sophisticated non-alcoholic options in the market, and became determined to create the first line of sparkling drinks that was worthy of gourmet meal pairing and premium mixology. She believed savory and sweet flavors more commonly used in cuisine could offer exciting compliments to her favorite meals - for example, Lavender with chocolate, Rhubarb with smoked meats, or Juniper Berry with oysters. In 2005, Klaus crafted the first batches of DRY in her home kitchen using real, high-quality culinary ingredients. Klaus brings nearly two decades of entrepreneurial, financial and technology industry experience to her role as CEO at DRY, and oversees all marketing, strategic planning and innovation for the brand. With guidance from some of the Pacific Northwest's leading chefs and a savvy corporate team, Klaus pioneered a new category of sparkling beverages, fearlessly leading DRY's aggressive growth in a male dominated industry, making it the fastest growing carbonated soft drink in the U.S. (according to Jan. 2015 SPINS data). Prior to founding DRY, Klaus worked as a consultant for Infrastructure Management Group and Price Waterhouse. She also served as president of the Forum for Women Entrepreneurs, where she drove strategic development of programs, events and fundraising for the organization's 250+ Seattle-area members. Klaus is an avid supporter of entrepreneurship and frequently speaks at professional conferences, workshops, and the University of Washington Business School, where she also participates as a judge for the Foster School's well-known business plan competitions. She has served as a member of the Executive Committee of the SPU Business School, the Board of Directors at the Seattle Chamber of Commerce and the Board of the Seattle Lung Force. Klaus graduated from Seattle Pacific University with an undergraduate degree in political science, and currently resides in Seattle, Wash. where she lives with her four children and German Shepard, Lennox. How has your life experience made you the leader you are today? From an early age I had a strong entrepreneurial curiosity and started several little businesses while still in grade school - I did things like make and sell Christmas wreaths around Christmas and started a community newspaper. I always thought I would create my own company someday. And I have this crazy habit of thinking about how to make "normal" things better or different. So believing that soda could be elevated, while not conventional thinking, was totally natural for me. The concept for DRY, specifically, was born from personal experience - after avoiding alcohol for years while pregnant and nursing, I realized there was this gap in the market for a beautiful-tasting, non-alcoholic beverage. Everything at that time was either cloyingly sweet or made with artificial ingredients. So I injected my personal experience and passion for the culinary world into my professional life when I started DRY back in 2005. How has your previous employment experience aided your tenure at DRY? The funny thing is that I had no experience in the beverage industry before starting my company, and so was blissfully unaware about all the "rules" that come along with being a part of it. Since I didn't know they existed, I didn't follow them, which was mostly a good thing. For example, I'd ask for bigger in-store promotions and displays, and probably wouldn't have if I knew this was something I wasn't necessarily supposed to do. What have the highlights and challenges been during your tenure at DRY? In terms of highlights, I'm really excited to say that DRY is now the fastest growing carbonated beverage brand in the United States, and we're on a trajectory to continue this growth pattern. That being said there was a significant amount of learning that had to occur in the last 10 years. I can admit I was not prepared for how much work it would take to create a new beverage brand, and truly a whole new elevated category of soda. Being the first comes with many bumps in the road, but being first also allows you to creatively change an industry. We love being innovative at DRY, so while no one may have ever had a Lavender soda before, we knew our target audience would want it. And being innovative allows us to be very creative in our marketing approach, in our distribution model, and even in our company culture. The highlights are definitely that we are now working with the top retailers in the country - Target, Kroger, Safeway, Loblaws (in Canada), Whole Foods and many others. These companies believe in what DRY is doing and what we have created. I am so proud that DRY is now so widely available to our devoted customers in North America. What advice can you offer to women who want a career in your industry? One of my biggest pieces of advice to women who want a career in this industry is to be fearless and creative in their approach because it's such a competitive industry. What is the most important lesson you've learned in your career to date? Work in an industry that you love and for a company that you are passionate about. If you are truly driven, you will always be one of those "hard workers." Might as well spend your 40+ hours per week doing something you are proud of, creating progress and profit for a company/brand you believe in. And always, always listen to your instincts. How do you maintain a work/life balance? Well, I have four kids, so a true "balance" is impossible. Juggling my calendar is a ridiculously challenging feat -- I'm constantly having to plan months ahead to be sure I'm not missing, say, Aspen Food+Wine festival or my daughter's high school graduation. I take time for real two-week vacations with my family - we just went to Costa Rica for a week for spring break. My kids are also now old enough that I can bring them with me on some of the more "fun" work trips, usually one at a time. This is so great because I get some one-on-one time with them and they get to be part of amazing food and dining experiences, like when I took my son to Cochon555's Chicago event a couple weeks back. And having dinner as a family as much as possible keeps me connected and always puts a big smile on my face. What do you think is the biggest issue for women in the workplace? Inequitable pay for women has always frustrated me. I honestly can't even believe the issue still exists! At DRY, four out of five of our Executive Team Members are women, so we're building a culture where all employees have equal chances for advancement, always based on performance and nothing else. How has mentorship made a difference in your professional and personal life? I am blessed to have so many people in my life who have contributed to my development as a founder and a CEO - from my youngest son to a handful of very seasoned CEOs. A few important people in my journey include: Dan Ginsberg, former CEO of Red Bull, Kathy Levinson former CEO of e-trade, Pete Ashby Fellow at Windsor House, John Repogle CEO of Seventh Generation, and Joth Ricci, President of Stumptown Coffee. Which other female leaders do you admire and why? Honestly, I really admire the three women on my executive team. Perhaps I'm biased because I work with them each day, but they are all such leaders in their own right. They are fierce, incredibly creative, competitive, proactive and always one step ahead. I'm inspired by them every day! What do you want DRY to accomplish in the next year? Well to start, we are forecasted to double our revenue from 2015-2016. We are also launching Fuji Apple DRY into our core line via Target, highly anticipated Serrano Pepper and Malali Watermelon Summer Seasonal flavors, and a new package and flavor for the holidays. We are always focused on innovation in flavor and design so we can stay one step ahead of what's happening in the industry. As big brands and startups are starting to emulate what DRY is doing, we are 100% committed to being leaders and not followers. -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.
If there's one thing almost all financial experts agree on, it's that low costs favorably impact returns. In this article, Morningstar concludes: "firms with high fees are unlikely to offer above-average performance. Low-fee funds give investors the best chance of success over the long term." A potential conflict The clear relationship between low fees and investing "success", creates a direct conflict between brokers and their clients. Commission-based brokers can increase their compensation (for themselves and their firms) by running up trading costs and selling expensive, actively managed mutual funds. This can be good for them but bad for your returns. The potential for widespread harm The selection of a higher priced investment option for inclusion in a large 401(k) plan is one of the allegations (which will have to be proven at trial) in a class action complaint against Safeway Inc, its Benefits Plans Committee and its recordkeeper. The complaint alleges a breach of fiduciary duty by Safeway and its benefit plan committee caused by the selection of target date funds managed by JP Morgan Asset Management (which is not named as defendant) in 2011 for inclusion as investment options in the Plan. Prior to that time, the Plan offered target date funds managed by Blackrock Institutional Trust Company ("Lifepath Index Funds"). The alleged wrongdoing centers around the difference in management fees charged by the Lifepath Index Funds (0.13 percent) and those charged by the JP Morgan funds (0.47-0.50 percent). The complaint also noted the availability of target date funds from Vanguard that charged a management fee of only 0.15 percent. It alleged that, net of management fees, the Vanguard target date funds "substantially outperformed" the comparable JP Morgan funds on average for the five-year period ending 2015. When the decision was made to replace the Lifepath funds with the JPM target date funds, JPMorgan Retirement Plan Services was the recordkeeper for the Plan. Subsequently, it was sold to Great-West Financial RPS or an affiliate, which became the new recordkeeper for the plan. Excessive revenue-sharing payments Finally, the Complaint asserts the JP Morgan funds kicked back 0.20 percent from its funds as a "revenue sharing payment", initially to JP Morgan Retirement Planning Services, and subsequently to Great-West, as compensation for its recordkeeping services. These revenue-sharing payments allegedly more than doubled between 2011 and 2014, while the number of participants in the Plan decreased. The Complaint asserts these payments were "far in excess of reasonable compensation" for recordkeeping services. My take Fees aren't the only basis for selecting a target date fund. As the Department of Labor notes, there are "considerable differences" among the funds offered by different fund families. These differences can include investment strategy, glide paths and fees. In order to prevail in its defense of this lawsuit, defendants will have to demonstrate both the existence of these differences (compared to the funds replaced and other lower cost options) and justification for paying a significantly higher fee for the JP Morgan funds. This may prove to be a formidable challenge. The views of the author are his alone. He is not affiliated with any broker, fund manager or advisory firm. Any data, information and content on this blog is for information purposes only and should not be construed as an offer of advisory services. -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.
Quest Diagnostics (DGX) have reported a solid third-quarter of 2016. We have highlighted some of the key details from the just-released announcement.
Quest Diagnostics Inc. (DGX) is scheduled to report third-quarter 2016 earnings results before the opening bell on Oct 20, 2016.
Price cuts and technology show why we don't need the Treasury's devaluations of the dollar, nor must we suffer the Fed's confusion about inflation.
Golf superstar Tiger Woods was slated to play in the Safeway Open this coming weekend, making his long-heralded comeback to the sport he helped introduce to a generation of fans. But on Monday, Woods, 40, abruptly announced after a lot of “soul-searching” that he’s pulling out of the weekend PGA tournament. Cartoon by Rob Tornoe.
Тайгер Вудс, в последний раз выходивший на поле в августе 2015 года, не примет участия в турнире PGA-Тура Safeway Open 12-16 октября