05 января, 06:06

Катастрофа банков под вопросом: отключат ли Россию от SWIFT

Трамп тянет с введением антироссийских санкций, и не без причин У США остается всего около месяца для того, чтобы определиться с новыми санкциями против России (дедлайн — 29 января). Президентская администрация Трампа давно оттягивает этот момент: глава Белого дома не скрывал, что не согласен с подп...

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31 декабря 2017, 22:59

Celebs Helped Raise At Least $135 Million For Hurricane Relief In 2017

Collectively, American celebs have raised or donated at least $135 million in 2017 for hurricane recovery efforts. Kevin Hart, Marc Anthony, Jennifer Lopez, J.J Watt, Leo DiCaprio, Bun B, Taylor Swift and Beyonce are among that number.

31 декабря 2017, 10:25

Merkel sees Germany split over pace of social change

Germans have rarely been so divided about the changes taking place in their society, the country’s long-time leader Angela Merkel said Sunday, adding in her New Year’s address that she is committed to helping tackle the challenges of the future by swiftly forming a new government.

31 декабря 2017, 10:02

Henry George, Swift, and Piketty go to the movies (premises discussed, but no spoilers)

Yes, I’m talking about Downsizing, starring Matt Damon.  If Henry George is right about exorbitant rents and land scarcity, of course the solution is to shrink the people, thereby creating in real terms more land (plus solving a lot of environmental problems).  In this movie, shrinking people to a few centimeters tall raises the value […] The post Henry George, Swift, and Piketty go to the movies (premises discussed, but no spoilers) appeared first on Marginal REVOLUTION.

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30 декабря 2017, 20:17

Manchester fire service bring fire in residential building under control

One person in hospital for smoke inhalation while a resident says she did not hear a fire alarmA fire that broke out on the ninth floor of a 12-storey apartment block in Manchester and spread swiftly through several flats last night before being contained by firefighters left one person in hospital needing treatment for smoke inhalation.Dramatic scenes shared on social media showed the flames spreading rapidly through the building with some of the firefighters from 15 appliances going on to balconies to tackle the flames. The blaze led to a number of streets being closed and an appeal for neighbours to stay indoors and the public to avoid the area. Continue reading...

29 декабря 2017, 13:13

Tax law creates confusion and uproar in city halls across America

Just a week after it was signed, the tax overhaul is already triggering a swift backlash from puzzled taxpayers and officials.

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28 декабря 2017, 21:06

Fearless Forecast 2018: Big Year For Taylor Swift, Katy Perry, Hip-Hop

Last December, I continued my annual tradition of offering a few predictions for the coming year. Among my prognostications: big years for Beyoncé, Bruno Mars, Spotify and protest music. So how'd I do? And what of 2018?

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28 декабря 2017, 18:15

2017 was the year of the red-hot job market

America's job market is hotter than Taylor Swift's new album.

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28 декабря 2017, 16:41

Греф рассказал, что США готовы сделать с банковской системой России

Смогут ли США заблокировать доступ России к международной межбанковской системе SWIFT? Российские эксперты предоставили свои комментарии по этому вопросу.

28 декабря 2017, 15:34

БРИКС против SWIFT: единая криптовалюта может изменить международную торговлю

Создание единой цифровой валюты в рамках БРИКС или Евразийского союза действительно возможно – считает заместитель первого проектора РЭШ, профессор финансов Олег Шибанов.

28 декабря 2017, 03:56

NATO Next Steps: Upgrade the Role of Finance Ministers

James Jay Carafano, Herman Pirchner Jr. Security, The Trump administration should press its fellow heads of state to include their finance ministers in their summit delegations. Next year’s NATO summit, slated to take place July 11–12 in Brussels, will clarify just how serious the member states are about recommitting to collective defense. The assembled heads of state will also be in a position to assess how effectively and swiftly the alliance and its individual members are implementing key decisions taken last year at the 2016 Warsaw summit and the Brussels “mini-summit.” This will be President Trump’s second NATO summit. As the leading nation in the alliance, the United States has a duty to ensure that all parties are reinforcing and strengthening their efforts to bolster collective defense. It is critical that President Trump convinces U.S. allies to increase spending on mutual defense. Currently, the vast majority of alliance members are far from fulfilling their treaty obligations in this area—obligations that are spelled out quite clearly in Article 3 of the North Atlantic Treaty. Beginning now, while the member nations are preparing for the summit, the Trump administration should press its fellow heads of state to include their finance ministers in their summit delegations. The addition of finance ministers would greatly increase the likelihood of meaningful increases in allied defense spending, and should be the Trump administration’s priority leading up to July. Like U.S. presidents before him, Trump has made an issue of meager defense spending amongst NATO member states—and rightly so. Last year, only the United States and four other NATO members—Estonia, Greece, Poland and the UK—spent the requisite 2 percent of GDP on defense. Only eight non-U.S. NATO members met the equally important benchmark of spending 20 percent of those defense dollars on equipment. The United States cannot force its allies to spend more on their own defense. That does not mean it should discontinue making the case for increases and set the stage for allied nations to be able to fulfill their commitments. In this, finance ministries are key. In many European nations, they play a far more important role in budgeting and spending decisions than does the Treasury Department in the United States. By including them in summit discussion, the heads of state will be far more likely to gain their “buy-in” to prioritize defense expenditures over more politically appealing spending alternatives. Read full article

27 декабря 2017, 21:58

Newcastle United v Manchester City: Premier League – live!

All the latest from the 7.45pm GMT kick-off at St. James’ ParkEmail Simon or Tweet: @Simon_BurntonKompany keen to extend ‘special feeling’ of winning run100 best footballers in the world: the full list 9.50pm GMT A couple of City players talk. First Raheem Sterling:I thought they soaked up the pressure really well and tried to counter-attack. We didn’t make it easy for ourselves but it shows the team spirit that we dug in, stayed together, stayed calm an got the win. At the end of the day we need to keep winning, keep getting three points. We knew it would be a tough game. We played well in the first half. It’s not easy to play against a team that has 11 players behind the ball, and the last few games have been like this. In the second half, the last 10 minutes, it was very hard to keep the advantage but we did it. When you win 18 games in a row, you have to expect that teams will do whatever they can to try to stop you. We have to keep working the same way we have been doing since the start of the season, and that’s what we will be doing. We’re still in December, we just finished the first round. We have to play the second round with the same spirit and the same hunger. 9.47pm GMT Newcastle were woeful in the first half, but they did enough in the second to worry City. They may be on to something: play defensively and all-round-abysmally enough to make Pep think he can take off defenders and bring on strikers, and then profit later on from their lack of defenders. It relies on City not scoring five goals while they’re totally dominant, and they could have done that - and surely would have had Murphy got a first-half red card - but it’s an approach that nearly paid dividends.If Man City lose 15 of their remaining 18 league games (and win the other 3) they would still end with more points than 2 seasons ago when they qualified for the Champions [email protected] Continue reading...

27 декабря 2017, 20:56

The Guardian view on literary fiction: in need of support | Editorial

Stories should come from all parts of society – not just from the well heeled and the middle classLiterary fiction, you might think, is in wonderful health. Book festivals, from Edinburgh and Wigtown in Scotland, to Hay-on-Wye in Wales, to Cheltenham and Bath in England, are flourishing. There is certainly no shortage of people eager to become authors of literary fiction: creative writing courses have proliferated. The British, you could argue, are more at home tucked up with a decent novel than with any other artform. Britain is, after all, the country of Austen, the Brontës and Eliot; of Ian McEwan, Zadie Smith and Hilary Mantel.Look at the facts, though, and a more worrying picture emerges. It is well known that financing for the arts in Britain suffered a great blow after the global financial crisis: public funding for cultural organisations took a hit, the art market was severely knocked, and spending on theatre and concerts became impossible for many. A decade on there have been some signs of a recovery, albeit patchy and fragile. But this is not so for sales of literary fiction, which have not recovered from the recession. According to new research commissioned by Arts Council England, the problem affects literary fiction in particular. Genre fiction is doing better, dominating digital sales (the popularisation of the e-reader followed swiftly on the heels of the financial crisis; Amazon energetically promoted its Kindle for Christmas in 2010). The arrival of the smartphone, offering a game or the latest headlines as a tempting alternative to a paperback when one is stuck on a train or waiting for a bus, has had an impact. Meanwhile, pricing of literary fiction has remained flat, so the value of the overall market has shrunk. Continue reading...

27 декабря 2017, 18:00

Выживет ли Россия без SWIFT?

Отключение России от SWIFT будет иметь весьма тяжелые последствия для ее финансовой системы, однако подобное событие маловероятно, заявили сегодня в беседе с корреспондентами "Вестника Кавказа" председатель комитета Госдумы по …

27 декабря 2017, 17:57

Anthrax Killed Dozens in Russia in 1979 (Thanks to a Secret Bioweapon)

Sebastien Roblin Security, A secret no longer.  Because anthrax can be easily manufactured and remains stable for years, it also was ideal as a biological weapon—a fact that U.S. scientists were aware of due to the experience of their own biological-weapons program, which had been active since 1943. It ultimately mass-produced six major strains of deadly bioweapons, many of which were designed to be spread by air-dropped cluster bombs. However, President Richard Nixon brought an end to the program in 1969, and three years later most of the world’s nations signed onto the 1972 Biological Weapons Convention, banning not only the use, but the production and development, of biological weapons. In October 1979, a West German newspaper run by Soviet émigrés ran a vague story alleging that an explosion in a military factory in Sverdlovsk (now Yekaterinburg) had released deadly bacteria, killing as many as a thousand. The story swiftly drew attention from other Western newspapers and eventually the U.S. government, because if Soviet factories were producing biological weapons, they were doing so in contravention of the 1972 Biological Weapons Convention. Recommended: 8 Million People Could Die in a War with North Korea Recommended: Why North Korea Is Destined to Test More ICBMs and Nuclear Weapons Recommended: 5 Most Powerful Aircraft Carriers, Subs, Bombers and Fighter Aircraft Ever Not so, Moscow swiftly retorted. Yes, an outbreak had killed dozens in Sverdlovsk, a closed city devoted to the Soviet military-industrial complex and the fourth largest in Russia today. But the culprit was tainted meat afflicted by anthrax. (This appeared earlier in the year.) Read full article

27 декабря 2017, 13:05

How The Gap Used an App to Give Workers More Control Over Their Schedules

Early results of an experiment at The Gap provide hope that there might be a remedy for one of the most controversial labor practices in retailing and other service industries, such as hospitality, health care, and call centers. That practice: schedules that require employees to work different shifts every week. Associates rarely have any control of their schedules, and often get only three days’ notice of next week’s schedule. These volatile and unpredictable schedules can wreak havoc with workers’ child-care arrangements, school classes, and other personal responsibilities. They can make it virtually impossible for part-timers to hold down multiple jobs, and widely fluctuating hours mean workers’ incomes also can fluctuate widely. But this situation could change. Since 2015, stable-scheduling legislation has been passed in four cities (San Francisco, Emeryville, Seattle, New York), one state (Oregon), and introduced in many others. As a result of an inquiry by New York State Attorney General Eric Schneiderman, 15 national retailers have either discontinued on-call shifts (where retail workers are scheduled for shifts that may be canceled anytime up to two hours beforehand) or have committed to do so nationwide. But these moves are the exception, not the rule: Unstable scheduling continues to be the norm in many U.S. industries. Even if business leaders want to abandon the practice, it’s so firmly embedded in their operations that many think it can’t be done. Zeynep Ton of MIT has identified a “Good Jobs Strategy” that allows companies to improve frontline jobs and still keep costs down so they can compete on price. But it requires the adoption of a whole new operating model. Can companies that cannot adopt the entire Good Jobs Strategy address the unstable scheduling component of the jobs they provide? To explore this question, we approached Gap, Inc. and suggested that it launch a randomized controlled experiment to see if a shift to more-stable scheduling makes business sense. Gap Inc., the parent of six clothing chains, including The Gap, considers itself a values-driven business. Perhaps influenced by that and the fact that Gap’s headquarters is in San Francisco, where discussions were underway that led to the first stable-scheduling legislation in the country, Gap agreed to work with us. We shifted 28 stores in the firm’s The Gap chain in the San Francisco and Chicago regions towards more-stable scheduling practices, going far beyond what is required by the San Francisco Retail Workers’ Bill of Rights. Some practices were changed in all of the firm’s stores: On-call shifts (the ones that can be canceled up to two hours ahead) were eliminated, and employees were given a 14-day advance notice of their schedules. In addition, managers in a subset of stores were encouraged to offer more workers a core schedule that did not vary from week to week, with stable starting and ending times and a “soft guarantee” of at least 20 hours a week. A full report on the experiment will be published in early 2018, but we already have some early results to share. One change that’s proven especially popular among workers: We used inexpensive technology to empower workers to swap shifts with others in their store without getting their supervisor’s prior approval. The key was finding technology that was easy and seamless enough so people actually used it. We tried a special Facebook page and tablets inside stores. Nothing worked — until we found Shift Messenger. Shift Messenger is a one of several available smart-phone apps that allow workers to post a shift they don’t want for colleagues to take. (There are other apps that do this, including Shyft and ZoomShift, but we don’t have experience with them.) Uptake was high. Sixty-two percent of part-time hourly associates in the stores that used Shift Messenger had posted or picked up a shift during the approximately 30 weeks it was deployed. We were concerned that associates over 50, who constituted about 7% of Gap’s workforce in these stores, might not want to use it, but nearly half of them did (46%). Most shifts were covered if they were posted a day or more in advance. Nearly three-fourths (72%) of shifts posted at least a week in advance got picked up — as were half of the shifts posted only one to three days in advance. The portion dropped to 30% for those shifts posted less than 24 hours in advance. Overnight shifts and unpopular shifts such as weekend closings were less likely to be covered than other shifts. Hourly associates and store managers overwhelmingly liked the app or found it to be a useful solution, according to surveys of employees and interviews with managers. Ninety-five percent of the 200 respondents to a survey of part-time associates agreed or strongly agreed that the app makes it easy for associates to adjust their work schedules to fit their needs. Most managers interviewed gushed about the app. “I love it. It’s the best thing ever,” remarked one. Among the 19 stores that tried it, only four store managers reported recurring problems with the app during the bi-weekly interviews we conducted. In all but one store, the issues were resolved by clarifying expectations with associates. The managers said the app eliminated time-consuming phone calls that they would have to make to find a replacement when someone cancelled a shift as well as calls from associates asking for phone numbers so they could get someone to cover their shift. “The shift app has saved us at least 10 hours a week,” the manager of a medium–size store told us. However, a few managers preferred “old school methods” of calling or asking associates directly to cover shifts. Some managers noted a sharp decrease in no-shows because associates could easily get someone to cover their shift. And one noted that since Shift Messenger gives managers a warning if an associate cannot get someone to cover. “It’s sort of a warning system” that allows them to take action, that manager said. Despite positive manager feedback, nearly half (45%) of the associates responding to the survey reported that managers at their stores thought that some associates were using Shift Messenger too often — for example, by posting all their shifts on the app rather than asking for leave through established channels. A few managers disliked shift swapping because of variable quality in their teams. “I don’t have the right team. I have A players and F players, and recently I’ve been getting a lot of F players walking in the door at the same time because of Shift Messenger,” one manager said. Another commented, “Your top ringer needs to be at register during peak, or top dressing room there during peak.” Moving around schedules with Shift Messenger messes with that and undermines my scheduling,” yet another said. One conclusion: Proper training is important, and the app makes performance problems salient and more likely to be addressed. Associates found the app helpful for looking to secure more hours. Ninety-seven percent of survey respondents said it helped associates get more hours if they wanted them — a major benefit given the consistent finding that many retail workers are “hungry for hours” (to quote one manager). “I picked up three [shifts] yesterday. Everyone got their schedule and they want Friday night [off], or whatever, so I picked up all the shifts!” remarked an associate who “loved the app.” (In a few small stores, the app never really took off because associates already had each other’s phones and preferred to text each other.) Response time to posted shifts was swift. Over two-thirds (68%) of all completed swaps were completed within 24 hours of being posted and almost a quarter (24%) within five minutes. A downside for associates was that Shift Messenger users averaged one fewer hour than they were originally scheduled during weeks when they used the app. For some, the lower earnings evidently were outweighed by the increased control over when they worked. The takeaways from the experiment with the scheduling app include the following: A user-friendly smartphone interface is essential. If specific skills are needed for specific shifts, train workers to include that requirement in the post and instruct people not to take a shift if they lack those skills. Alternatively, create special channels on the app for subgroups with special skills to trade shifts. Decide whether or not managers need to pre-approve shift swaps. Set up a clear protocol for approval so everyone knows when a shift swap has been finalized and make sure that shift posters know that they are still responsible for their scheduled shift if it does not get covered. Train associates so they know that posting to the app is not a substitute for requesting time off or changing their “availability” (for example, when a change in someone’s school schedule means she will never be able to work on Tuesdays). Ideally, a shift-swapping app will be integrated into a company’s staffing software. This will ensure that associates do not pick up back-to-back shifts that trigger overtime pay or break time that violates company or store policies. In considering whether to adopt the smart-phone app, companies should take into account some legal issues. One is employees should not use an app to request time off for Family and Medical Leave and other leave time to which they are legally entitled. Another is a requirement by California and some other states that if smart phones are required for work, employers need to provide them for employees, so it is important to have other options for shift swapping that do not require associates to use their smart phones or personal computers. The easiest way to do this is to simply leave in place existing methods for swapping shifts. It’s important to keep in mind that these positive results occurred when shift swapping was an integral part of a larger intervention designed to help businesses shift to more stable scheduling. Shift swapping is no substitute for schedule stability. But real-time, tech-enabled shift swapping is an extraordinarily useful, perhaps even essential, component of a transition to more stable schedules. And it’s an inexpensive way for retailers to help make workers happy about their companies’ practices. Given the increasing legal and regulatory pressures surrounding schedule stability, it’s a tool other retailers will certainly want to consider. Shift swapping constitutes a fundamental change in the way retailers schedule workers by moving away from a culture of treating store associates like widgets in a manufacturing plant to one where their voices are heard during the scheduling process. As the gig economy continues to grow, drawing more and more workers to its folds with the promise of unlimited flexibility, it is important for retailers to reexamine the way they treat their associates to reduce churn and retain the best people.

27 декабря 2017, 13:00

Republicans Are Split Over What to Tackle Next

With the GOP’s tax cut enacted, Paul Ryan wants another conservative push to overhaul the safety net, while Mitch McConnell sees bipartisanship in 2018.

27 декабря 2017, 07:30

Europe's Runaway Train Towards Full Digitization Of Money & Labor

Authored by Peter Koenig via The Saker blog, The other day I was in a shopping mall looking for an ATM to get some cash. There was no ATM. A week ago, there was still a branch office of a local bank – no more, gone. A Starbucks will replace the space left empty by the bank. I asked around – there will be no more cash automats in this mall – and this pattern is repeated over and over throughout Switzerland and throughout western Europe. Cash machines gradually but ever so faster disappear, not only from shopping malls, also from street corners. Will Switzerland become the first country fully running on digital money? This new cashless money model is progressively but brutally introduced to the Swiss and Europeans at large – as they are not told what’s really happening behind the scene. If anything, the populace is being told that paying will become much easier. You just swipe your card – and bingo. No more signatures, no more looking for cash machines – your bank account is directly charged for whatever small or large amount you are spending. And naturally and gradually a ‘small fee’ will be introduced by the banks. And you are powerless, as a cash alternative will have been wiped out. The upwards limit of how much you may charge onto your bank account is mainly set by yourself, as long as it doesn’t exceed the banks tolerance. But the banks’ tolerance is generous. If you exceed your credit, the balance on your account quietly slides into the red and at the end of the month you pay a hefty interest; or interest on unpaid interest – and so on. And that even though interbank interest rates are at a historic low. The Swiss Central Bank’s interest to banks, for example, is even negative; one of the few central banks in the world with negative interest, others include Japan and Denmark. When I talked recently to the manager of a Geneva bank, he said, it’s getting much worse. ‘We are already closing all bank tellers, and so are most of the other banks’. Which means staff layoffs – which of course makes it only selectively to the news. Bank employees and managers must pass an exam with the Swiss banking commission, for which they have study hundreds of extra hours within a few months to pass a test – usually planned for weekends, so as not to infringe on the banks’ business hours. You got to chances to pass. If you fail you are out, joining the ranks of the unemployed. The trend is similar throughout Europe. The manager didn’t reveal the topic and reason behind the ‘retraining’ – but it became obvious from the ensuing conversation that it had to do with the ‘cashless overtake’ of people by the banks. These are my words, but he, an insider, was as concerned as I, if not more. Surveillance is everywhere. Now, not only our phone calls and e-mails are spied on, but our bank accounts are too. And what’s worse, with a cashless economy, our accounts are vulnerable to be invaded by the state, by thieves, by the police, by the tax authority, by any kind of authority – and, of course, by the very banks that have had your trust for all your life. Remember the ‘bail-ins’ first tested in early 2013 in Cyprus? – Bail-ins will become common practice for any bank that has abused its greed for profit and would go belly-up, if there wouldn’t be all those deposits from customers. Even shareholders are not safe. This has been quietly decided on some two years ago, both in the US and also by the non-elected white-collar mafia, the European Commission – EC. The point is, ‘banks über alles’. And which country would be better suited to introduce ‘cashless living’ than Switzerland, the epicenter – along with Wall Street – of international banking. Bank’s will call the shots in the future, on your personal economy and that of the state. They are globalized, following the same principles of deregulation worldwide. They are in collusion with globalized corporations. They will decide whether you eat or become enslaved. They are one of the tree major weapons of the 0.1 % to beat the 99.9% into submission. The other two at the service of the master hegemon’s Full Spectrum Dominance drive, are the war- and security industry and the ever more brazen propaganda lie-machine. Banking deregulation has become another little-propagated rule of the World Trade Organization (WTO). Countries who want to join WTO, must deregulate their banking sector, prying it open for the globalized money-sharks, the Zion-controlled banking conglomerates. Retrenchment of personnel in the banking employment market is increasing. The news only selectively reports on it, when there are large amounts of jobs being eliminated. Statistics lie everywhere, in the EU as well as in Washington. – Why scare people? They will be scared enough, when they are offered jobs at salaries on which they can barely survive. That’s happening already. It used to be a tactic applied for developing countries: Keep them enslaved by debt and low pay, so they don’t have time and energy to take to the streets to protest – they have to look for food and work, whatever menial jobs they can get, to feed their families. It’s now hitting Europe, the West in general. Some countries way more than Switzerland. Cashless trials are going on elsewhere, especially in Nordic countries, where selected department stores and supermarkets do no longer take cash. Another monstrous trial has been carried out in India a year ago, in the last quarter of 2016, where from one day to another 80% of the most popular money notes were eliminated, and could only be exchanged for new notes by banks and through bank accounts. And this in an almost pure cash country, where half the population has no bank account, and where remote rural areas have no banks. People were lied to so that the sudden introduction had maximum effect. It caused massive famine and thousands of people died, as they had suddenly no acceptable cash to buy food – all instigated by the USAID Project ‘Catalyst’, in connivance with the Indian rulers and central bank. It was a trial. It was a disaster. If it works in India with 1.3 billion people, two thirds of whom live in rural areas and most of them have no bank account, the scam could be applied in any developing country – see also India – Crime of the Century – Financial Genocide What is going on in Switzerland is a trial with the high end of populations. How is the upper crust taking to such radical changes in our daily monetary routine? – So far not many protests have been noticed. There is a weak referendum being launched by a group of people who want the Swiss Central Bank be the only institution that can make money, like in the ‘olden days’. Though a very respectable idea, the referendum has no chance in today’s banking and debt-finance environment, where youth is being indoctrinated with the idea that swiping your card in front of an electronic eye is cool. Today, most money is made by private banks, like elsewhere in Europe and the US. Worldwide banking deregulation, initiated by the Clinton Administration in the 1990s – today a rule for any member of the World Trade Organization (WTO) – has made this all possible. Digitalization and robotization is just beginning. Staffed check-out counters in supermarkets are dwindling; most of them are automatic – and that happened within the last year. – Where are the employees gone? – I asked an attendant who helped the customers through the self-checkout. ‘They joined the ranks of unemployed’, she said with a sad face, having lost several of her colleagues. ‘It will hit me too, as soon as they don’t need me anymore to show the customers on how to auto-pay.’ Bitcoins Digitalization also includes the cryptocurrencies, the blockchain moneys floating around – of which the most famous one is Bitcoin. It brings digitalization of money to an apex. The system is complex and seems to lend itself only to ‘experts’. Cryptocurrencies are fiat money, based on nothing, not even on gold. Cryptos are electronic, invisible and highly, but highly speculative, an invitation for gangsters and fraudsters. With extreme speculative values, it looks as if cryptocurrencies were designed for crooks and speculators. Bitcoin was allegedly invented by Satoshi Nakamoto which could be a pseudonym of a man or a group of people, suspected to live in the US. “Nakamoto’s” identity is believed to be commonwealth origin, due to the vocabulary used in his writings. One of his close associates is purportedly a Swiss coder, who is also an active member of the cryptocurrency community. He is said to have graphed the time stamp of each of Nakamoto’s more than 500 bitcoin forum posts. Such ‘forum posts’ exist in the thousands, worldwide. They form an elaborate network based on algorithms. Bitcoin was formally created in January 2009 with a fix amount of 21 million ‘coins’, of which more than half are already in circulation, and 1 million, or about 4.75% (of the total) can be traced to Nakamoto – which according to the current market value corresponds to close to US$15 billion. Today’s overall Bitcoin market cap is more than US$ 315 billion. The market is highly volatile. Drastic daily fluctuations are common, especially within the last 12 months. If one of the major Bitcoin holders, like Nakamoto, would capitalize his profit by selling a big portion of his holdings, the Bitcoin price would be in free fall, functioning pretty similar to the regular stock exchange. On 24 August 2010, when Bitcoin was first traded, its value was US$ 0.06. On 24 December 2017, the coin was worth US$ 13,800, an increase of 230,000%. In the last twelve months, its value increased from about US$ 800 in December 2016 to a peak of close to US$ 20,000 in December 2017, an increase of nearly 2,500 %. However, in the last 7 days, the price has dropped by US$ 5,160, i.e. by more than 27%, and the trend seems to be downward; perhaps a sign of quick profit-taking? However, this shows how instable this cryptocurrency is, apparently much more so than trading corporate shares on the stock market. The number of cryptocurrencies available over the internet as of 27 November 2017 is above 1300 and growing. A new cryptocurrency can be created at any time and by anyone. By market capitalization, Bitcoin is presently the largest blockchain network (database network, storing data in different publicly verifiable places), followed by Ethereum, Bitcoin Cash, Ripple and Litecoin. Bitcoin may be the next bubble, bringing down a parallel economy which has already its fingers clawing into our regular western economy. Cryptocurrencies are officially forbidden in Russia and China, though stopping cryptocurrency dealings by individuals is hardly possible. They do not touch the traditional banking system. That’s why major banks hate them. They circumvent the banking suckers, prevent them from making ever higher profits from horrendous commissions, against which the people at large are powerless. Here is Bitcoin’s positive value. It escapes bank and state controls. If countries’ economies were run on Bitcoins or another cryptocurrency, they would escape US sanctions which function only because western currencies are foster-children of the US-dollar, hence, subject to the dollar hegemony; meaning all international transactions have to pass through a US bank. A typical case is ‘banking blockades’, when Washington decides to stop all international transactions of a country until it submits to the wishes of the empire. It is blackmail; totally illegal, but unless there is a monetary alternative, the (western) world is subject to this system. A typical case was Argentina, when she was forced by a New York judge in June 2014 to pay a New York based Vulture Fund US$1.6 billion, an illegal ruling according to a UN resolution. Argentina refuse to pay, so the judge, interfering in a sovereign nation, blocked more than US$ 500 million in Argentina’s debt payment to creditors, bringing Argentina to the brink of a second bankruptcy in 13 years. Eventually, neoliberal Macri negotiated a deal with the Vultures of a payment in excess of US$ 400 million. This US blackmail would not have been possible had Argentina been able to make its foreign transactions in Bitcoins or another cryptocurrency. Venezuela is currently using a national cryptocurrency for some of its foreign transactions, thereby escaping the sanctions stranglehold of Washington. Had Greek and Cyprus citizens had a cryptocurrency alternative to the euro, they would not have been subject to the cash control imposed by the European Central Bank. On the other hand, funding of terror organizations, like ISIS, cannot be disrupted, if the terror group deals in cryptocurrencies. – This shows, for good or for bad, Bitcoins, or cryptocurrencies are for now unique in resisiting censure and blackmail, or any kind of authoritarian outside interference in electronic money transactions. Cashless Living If Switzerland accepts the change to digital money, a country where until relatively recently most people went to pay their monthly bills in cash to the nearest post office – then we, in the western world, are on a fast track to total enslavement by the financial institutions. It goes, of course, hand-in-hand with the rest of systematic and ever faster advancing oppression and robotization of the 99.9% by the 0.1%. We are currently at cross-roads, where we still can either decide to follow the discourse of a new electronic monetary era, with ever less to say about the product of our work, our money; or whether, We the People, will resist a banking / finance system that has full control over our financial resources, and which can literally starve us into submission or death, if we don’t behave. In order to resist we need an alternative monetary system or monetary network, away from the dollar-euro hegemony. All the more important is the ascent of another economy, another payment and transfer scheme which already exists in the East, the Chinese International Paymen, totally System (CIPS), effectively a replacement of SWIFT, totally privately run and linked to the US-dollar and US banks. The world needs a multipolar economy, based on the real output of a country or society, as is the case in China and Russia, not one based on fiat money as is the current western economy. Will Switzerland, the stronghold of world finance, along with New York, London and Hongkong, resist the temptation of increased profit, power and control, offered by digital money? – We, the People, have still the chance to decide either for continuing rotting in a fraud economy, based on wars and greed – for which digital money, exacerbated by cryptocurrencies, is a new tool for a new maximizing profit bonanza on the back of the common people; or do we opt for an honest future and for a life that leaves us free to take sovereign political and monetary decisions in a full cash society. For the latter we must wake up to see the propaganda fraud going on before our eyes, and to resist the robot and electronic money onslaught being unleashed on us.

25 декабря 2017, 19:07

Отключение России от SWIFT грозит ступором: страшный сон Грефа

Экс-глава Минэкономразвития, банкир Герман Греф предостерег США от очередного пакета жестких антироссийских санкций, которые могут вступить в силу в марте будущего года

25 декабря 2017, 17:42

‘The Bachelor’: A Scandalous Rundown of Every Girl Arie Luyendyk Has Dated Since ‘The Bachelorette’

The television show's newest bachelor has a long list of exes. Here's what you need to know about his past romances before the new season premieres.

25 августа 2017, 20:56

Пронько.Экономика: Национализация «Открытия» - провал политики ЦБ

1. Национализация «Открытия» - провал политики ЦБ Сегодня в моменте акции «ФК Открытие» рухнули почти на 10%, после, правда, им удалось вернуть потерянные позиции. Высокая волатильность по бумагам одного из системообразующих кредитных учреждений связана с появившейся в прессе информации о возможной национализации банка. Согласно одному из сценариев, банк может перейти под контроль Фонда консолидации банковского сектора, который был создан ЦБ для санации кредитных учреждений. Основной акционер «ФК Открытие» эту информацию опровергает. 2. Митинг вкладчиков банка «Югра»: ограничить полномочия ЦБ Между тем, в центре Тюмени прошёл массовый митинг вкладчиков банка «Югра». Он собрал порядка 300 человек – все эти люди лишились своих денег в результате топорных действий ЦБ. Клиенты «Югры» требовали ограничить полномочия мегарегулятора и вернуть из Монако одного из замов Набиуллиной, который принимал решения по ликвидации «Югры» - Василия Поздышева. 3. Ложь правительства: роста нет, есть обрушение Кроме провалов есть и откровенное вранье, но уже со стороны финансово-экономического блока правительства, которое бравурно рапортует о выходе экономики из кризиса. Аналитики ВЭБа на этой неделе опровергли реляции чиновников. Рывок российской экономики, который официальная статистика фиксировала в первой половине года, захлебнулся: в июне темпы роста замедлились до нуля, а в июле ВВП вновь начал сокращаться, такова оперативная оценка экспертов Внешэкономбанка. За прошедший месяц с учетом календарных факторов экономика сжалась на 0,6%, в месячном выражении спад стал рекордным с марта 2016 года. 4. Финансовая провокация США Пустой треп – это обличительная черта не только «слуг народа», но и тех, кто возглавляет крупнейшие госбанки страны. Речь идет о таких деятелях, как Греф и Костин. До сих пор эти кредитные учреждения, которые «жируют» на бюджетные деньги, не пришли в Крым и Севастополь. Между тем, именно в этом регионе американцы решили нанести по нашей финансовой системе очередной удар. Пока он коснулся только региональных банков региона, но именно на примере Крыма США дают понять, как может в дальнейшем развиваться ситуация. 5. Пугачевой посоветовали стать безработной пенсионеркой В Пенсионном фонде России отреагировали на жалобы Аллы Пугачевой на то, что у нее маленькая пенсия. Как заявила пресс-секретарь ПФР, пенсия народной артистки СССР значительно увеличится, если певица бросит работу. Кроме того, представитель Пенсионного фонда отметила, что Пугачева даже может оформить материнский капитал и направить его на образование детей. Маргарита Нагога, пресс-секретарь ПФР: "Алла Борисовна пока не обращалась к нам за получением материнского капитала. И, соответственно, приглашаем прийти в Пенсионный фонд Российской Федерации оформить заявление на получение сертификата. Если детям есть три года, этими средствами можно уже распорядиться". Напомним, ранее на свадьбе внука Алла Пугачева публично заявила о том, что получает маленькую пенсию в размере 17 тысяч рублей. При этом, по данным Forbes, состояние певицы оценивается в 100 миллионов долларов. Сайт Царьград ТВ: http://tsargrad.tv/ Подписывайтесь: https://www.youtube.com/tsargradtv Facebook — https://www.facebook.com/tsargradtv ВКонтакте — https://vk.com/tsargradtv Twitter — https://twitter.com/tsargradtv Одноклассники — http://www.ok.ru/tsargradtv

16 января 2015, 16:07

Итоги 2014 и прогноз на 2015

Не могла пройти мимо статьи в Ведомостях: На чем заработали и сколько потеряли инвесторы в 2014 году.  Судя по этой статье, самый высокий доход показывает т.н."инвестиции в доллар" или долларовые депозиты или наличные. Это и понятно- за счет резкого обесценения рубля против доллара , как нам говорится в статье," долларовые депозиты оказались самыми доходными (+78,7%)". Иными словами, в статье как бы намекают,что лучше доллара вы ничего не найдете,чтобы сберечь свои накопления. Я уже как-то говорила о том,что доллар - это не деньги, вот сейчас всем нам эту разницу- разницу между деньгами и финансовым иструментом- мы и узнаем. Деньги помимо расчетной функции обладают функцией накопления капитала, финансовый инструмент  обладает "инвестиционной возможностью" , являясь "инвестицией". Инвестиция в финансовый инструмент- это спекуляция, риск неизвестности получения дохода и возможной полной его потери вместе с "инвестицией", который берет на себя обладатель "инвестиции",т.е. это предпринимательский риск, который вы берете на себя, оперируя теми же валютами. Пример такого риска нам показал только что банк Швейцарии и валютные брокеры. Читаем Зерохедж Numerous FX Brokers Shutter After Suffering "Significant Losses" Following SNB Stunnerили на русском это ВестифинансШторм от Банка Швейцарии. Есть пострадавшие "Большое количество клиентов с позициями в швейцарском франке оказались в проигрышной ситуации и понесли потери намного большие, чем объем их депозитов.Брокер также сообщает, что тем клиентам, которые не смогли вовремя закрыть позиции из-за отсутствия ликвидности, он не может компенсировать потери. В Excel Markets обращают внимание на то, что даже на межбанковском рынке франк был неликвидным в течение нескольких часов после решения Банка Швейцарии". Разница валютного депозита с валютной спекуляцией на рынке форексе будет заключатся в том,что вы участвуете в этом ввиду полной интеграции российской банковской системы в валютную расчетную систему SWIFT- Россия на втором месте по интеграции банков в эту систему, поэтому все общания ЦБ РФ в том,что они подготовят альтернативу SWIFT так и останутся обещаниями. Напомню,что глава ЦБ РФ входит в американский долларовый институт Бреттон-Вуда- МВФ, поэтому ничего удивительного нет в том,что ЦБ РФ тупо выполняет все инструкции МВФ- ЦБ РФ- это одна из марионеток американской системы.МОСКВА, 16 января. /ТАСС/. "Период резких изменений курса рубля завершается, правительственные меры по поддержке национальной валюты заработали, сказал ТАСС глава российского представительства Международного валютного фонда Бикас Джоши".  Десятка стран, лидирующих по числу кредитных организаций, подключенных к SWIFT (по данным SWIFT, 2013) по факту Россия слишком глубоко интегрирована в западную систему, зависима от нее. У страны нет возможностей создать собственную альтернативную сеть (разве только на двусторонней основе с Китаем), а разговоры о переходе расчетов на внутреннюю систему, как и в случаях других предложений  власти, останутся разговорами. Вчера было озвучено,что европарламентарии требуют от Совета ЕС распространить уже действующие санкции на предприятия атомной промышленности России, а также ограничить все международные финансовые транзакции РФ. Сегодня продолжили: БРЮССЕЛЬ, 16 января. /Корр. ТАСС Александр Шишло/. Действующие санкции Евросоюза против России могут быть усилены в случае значительного ухудшения ситуации на востоке Украины. Об этом заявил в пятницу высокопоставленный чиновник ЕС, близкий к руководству институтов сообщества. Давление усиливается и разговор идет уже о полной капитуляции России перед США. Как это принято у бандитов, клиента "поставили на счетчик", например, это дело ЮКОСА МОСКВА, 16 января. /ТАСС/. С сегодняшнего дня начинается начисление процентов за несвоевременное исполнение арбитражных решений о выплате РФ $50,1 млрд бывшим акционерам ЮКОСа. Но наездом на государство дело не ограничивается. Уже против Лукойла возбудили дело о "коррупции в рамках финансирования терроризма":КИЕВ, 16 января. /ТАСС/. Служба безопасности Украины (СБУ) возбудила уголовное дело по статье "Финансирование терроризма" против бизнес-структур, входящих в группы компаний ЛУКОЙЛ и ВЕТЭК.   Если внимательно смотреть за происходящим во Франции, то можно увидеть,что Франция на этот раз выполнила роль этакого подопытного кролика, где начинают претворяться идеи будущей Европы- будущего фашизма- зомбированные марионеточные европейские чиновники и послушное население, готовое быть рабом и идти в этом на все. Все,кто мог более-менее осмыслить происходящее, были жестоко не только подавлены, но и наказаны за "инакомыслие", включая несовершенолетних. Или еще можно так сказать,что фашизм начинается с Франции и с Великобритании. В целом,на мой взгляд, глава Raiffeisen прав, говоря, что Америка не пойдет на уступки и «будет сражаться с Путиным до последнего европейца». При этом можно обратить внимание на очень похожие случаи в Армении и в Германии. В Германии, в Дрездене, активно выступала PEDIGA против мусульманской колонизации Европы. Недавно там был зарезан чернокожий юноша на фоне вот этого антиисламского движения,что послужило обвинением антиисламского движения в экстремизме. В Армении произошел очень странный случай в Гюмри, закончившийся беспорядками, при этом мы читаем: ЕРЕВАН, 16 января. /Корр.ТАСС Тигран Лилоян/. Европейский союз предоставил Армении 77,5 млн евро на продолжение реформ, проводимых при его помощи.В правительстве республики состоялась церемония "запуска" восьми соглашений, которые были заключены месяц назад по различным направлениям сотрудничества - от сельского хозяйства до территориального развития. Иными словами, похожие процессы на Украине ,с высокой вероятностью, будут запущены в Армении. Поэтому, никакого разговора не может быть ни о каком ЕВРАЗЭС- это пустышка, если никто всерьез этим не собирался заниматься. Все это фантазии россиянской элиты, которая сама никогда ничего не создавала. Военная обстановка, к которой прибавится Казказ и Азия: Сегодня США оказывают жесткое давление на Россию по трем направлениям: северному – из Прибалтики, центральному – из Польши и южному – через Румынию. То есть мы с вами наблюдаем то,как США защищают собственные интересы- вполне себе бандитскими способами, не чураясь никаких угроз и шантажа, используя в своих приемах гражданское население, убив его , запугав террором, превратив послушных в своих рабов, чтобы получить желаемое. А что Россия? Вопрос уже всем понятный- дни нынешней России уже сочтены, поэтому нам с вами стоит приготовиться к разным вариантам. Например, это отключение банков от SWIFT и попыткой переключения на внутреннюю систему. Я не исключаю невозможности работать банкам в стандартном режиме, поэтому запас  наличности должен быть дома- у каждого по возможностям. Скорее всего, в этом случае вклады получить будет проблематично. Далее. Очень вероятно,что появится натуральный обмен и бартер. Например, вспоминаем, всем известную валюту- водку. Значит, делаем запасы этой натуральной валюты. В общем, вспоминаем советское время и готовимся к сложным временам. 

26 декабря 2014, 11:49

ЦБ запустил аналог SWIFT для операций внутри России

Банк России с декабря предоставил кредитным организациям новую услугу по передаче финансовых сообщений в формате SWIFT по внутрироссийским операциям. Банки подключаются к услуге на основе договоров с Банком России.   "Новый сервис реализован в целях обеспечения бесперебойности и безопасности передачи финансовых сообщений внутри страны и является очередным шагом в направлении совершенствования системы услуг, предоставляемых Банком России", - сообщает ЦБ. Новая услуга позволит кредитным организациям передавать сообщения в форматах SWIFT через Банк России во всех регионах страны и без ограничений. ЦБ намерен обезопасить банки от возможных проблем в случае отключения системы международных расчетов SWIFT. ЕС в сентябре призвал к новым ограничительным мерам в отношении России, в том числе к отключению России от системы SWIFT. Однако сама компания SWIFT неоднократно заявляла, что не собирается отключать Россию от своих услуг. ЦБ заявил ранее, что цены на новую услугу окажутся конкурентоспособными.

26 декабря 2014, 11:49

ЦБ запустил аналог SWIFT для операций внутри России

Банк России с декабря предоставил кредитным организациям новую услугу по передаче финансовых сообщений в формате SWIFT по внутрироссийским операциям. Банки подключаются к услуге на основе договоров с Банком России.   "Новый сервис реализован в целях обеспечения бесперебойности и безопасности передачи финансовых сообщений внутри страны и является очередным шагом в направлении совершенствования системы услуг, предоставляемых Банком России", - сообщает ЦБ. Новая услуга позволит кредитным организациям передавать сообщения в форматах SWIFT через Банк России во всех регионах страны и без ограничений. ЦБ намерен обезопасить банки от возможных проблем в случае отключения системы международных расчетов SWIFT. ЕС в сентябре призвал к новым ограничительным мерам в отношении России, в том числе к отключению России от системы SWIFT. Однако сама компания SWIFT неоднократно заявляла, что не собирается отключать Россию от своих услуг. ЦБ заявил ранее, что цены на новую услугу окажутся конкурентоспособными.

05 июня 2014, 17:29

США все активнее используют юань во внешней торговле

  США вышли на третье место в мире после Сингапура и Великобритании по объемам использования китайской валюты. Все больше американских компаний переходят на юань при оплате импорта из КНР. Международная межбанковской системы передачи информации и совершения платежей SWIFT (Society for Worldwide Interbank Financial Telecommunications) опубликовала пресс-релиз "The United States jumps ahead of Taiwan as an offshore RMB clearing centre". По данным организации, со стороны США наблюдается заметная активизация в использовании китайской валюты. Общая доля юаней в торговле между США и Китаем остается сравнительно небольшой, однако динамика использования юаня в расчетах со стороны США говорит сама за себя. По сравнению с апрелем 2013 г. в этом году доля использования юаня в сделках между США и Китаем выросла с 0,7% до 2,4%. При этом, в апреле 2014 г. объем платежей США с использованием китайской валюты в годовом отношении увеличился на 327%. Общая доля платежей в юанях с американской стороны в общемировом контексте выросла с 1,3% в апреле 2013 г. до 2,6% к апрелю 2014 г. Юань в торговле США – Китай/Гонконг; США – остальной мир: Графика: SWIFT США опередили Тайвань и вышли на третье место в мире – после Сингапура и Великобритании – по использованию юаня. Майкл Мун, директор подразделения платежей SWIFT в Азиатско-тихоокеанском регионе отметил, что это очередное свидетельство растущей роли юаня в международной торговле:  “На мой взгляд, повышение объемов платежей в юанях в сделках между США и Китаем/Гонконгом – это серьезный сигнал, который будет способствовать дальнейшему использованию китайской валюты. Хотя американский доллар все еще занимает доминирующее положение в торговле между странами, тем не менее, данные говорят о том, что США все более активно используют юань для того, чтобы поддержать свои корпорации, которые хотят расширять свои производственные мощности в Китае и все чаще оплачивают продукцию своих китайских поставщиков в юанях. Это хорошие новости для дальнейшей глобализации юаня в качестве мировой валюты”.

04 декабря 2013, 01:06

Сенсация! Юань - вторая торгуемая валюта... точно? )))

Китайский юань обошел евро в рейтинге самых торгуемых мировых валют, следует из отчета Международной межбанковской электронной системы платежей (SWIFT). Коэффициент использования юаня поднялся с 1,89% в январе 2012г. до 8,66% в октябре 2013г. Опережает китайскую национальную валюту лишь доллар США, который лидирует с коэффициентом 81,08%. Между тем доля евро упала с 7,87% в январе 2012г. до 6,64% в октябре 2013г.: сейчас единая европейская валюта занимает третье место в рейтинге самых торгуемых. По данным на октябрь 2013г., больше всего в финансовой торговле юанем пользовались Китай, Гонконг, Сингапур, Германия и Австралия. Так, на долю КНР приходится 59% сделок с юанем, на Гонконг - 21%, Сингапур - 12%, Германию и Австралию - по 2%. http://top.rbc.ru/economics/03/12/2013/892600.shtml _______________________________________ РБК, мягко говоря, отжигает .... Если реально SWIFT очень любит юань и публикует ежемесячно отчеты о расчетах в нем (надеясь на активный рост роли юаня). Собственно сам отчет на основе которого и появился материал. Читаем внимательно: RMB now 2nd most used currency in trade finance, overtaking the Euro, with a activity share of 8.66%. Что именно имеет ввиду SWIFT смотрим здесь "traditional trade finance - Letters of Credit and Collections" Торговое финансирование, конкретно инкассо и аккредитивы ...как бы это далеко не "рейтинг самых торгуемых валют". 59% из них - сам Китай, ещё 21% - Гонконг, ещё 12% - Сигнапур и только оставшиеся 8% - остальные страны из которых по 2% Германия и Австралия. Причем бурный рост, скорее всего, обусловлен во многом более корректным учетом операций самого континентального Китая. Доля Китая в международных платежах в отчете на 6-й странице и составляет в октябре0.84%. Она выросла с 0.25% в январе 2012 года, до 0.63% в январе 2013 года (когда юань обогнал рубль), после этого рост несколько затормозился: март - 0.74%, июнь - 0.87%, сентябрь - 0.86%, октябрь - 0.84%. По-хорошему, с лета экспансия юаня в общем объеме платежей прекратилась ... но все ищут сенсации. P.S.: В перспективе доля юаня в платежах, конечно, должна существенно вырасти (при либерализации рынка юаню есть куда расти), но только в перспективе. P.P.S.: Кому интересно: ссылка на раздел с отчетами SWIFT