Wolters Kluwer is taking a new approach to educational technology with its Connected Casebooks, working from the inside out and not waiting for legal casebook disruption.
The Zacks Analyst Blog Highlights: Lancaster Colony, Hormel Foods, Blue Buffalo Pet Products, Tate & Lyle and Wolters Kluwer N.V.
The Zacks Analyst Blog Highlights: Lancaster Colony, Hormel Foods, Blue Buffalo Pet Products, Tate & Lyle and Wolters Kluwer N.V.
Given an improving labor market and the gradual rise in wages, we expect consumer spending to improve.
В среду, 24 февраля, по итогам торговой сессии ключевые фондовые индексы Европы продемонстрировали отрицательную динамику второй день подряд на фоне снижения цен на "черное золото", а также очередных опасений относительно темпов роста мировой экономики.
By Beth Braverman, Contributor More than 43 percent of Americans recently polled by GOBankingRates said that they expected to pay more for health care costs this year, while less than 20 percent anticipated that their costs would go down. There are plenty of reasons to expect health care costs will go up: Employers are shifting a greater share of costs onto their workers, the prices of drugs and medical procedures continue to rise and our aging population has greater medical needs. Still, there are ways to fight back against rising health care costs. Read on for 21 health care hacks that can help you slash your bills in 2016. Visit GOBankingRates for the latest financial news and tips for 2016 >>> 1. Use Generics If your doctor prescribes you a brand-name drug, ask whether it would be OK to use a generic substitute. Generics can be significantly less expensive, and often there's no difference in outcome. Medicare enrollees who opted for generic drugs saved an average $1,923 per person in 2014, according to a report by the Generic Pharmaceutical Association. Read: 10 Ways to Survive Rising Health Care Costs 2. Stick With In-Network Providers Your insurer has deals with certain providers that will give you the best price and guarantee that the treatment will be covered. Going out of network almost always means that you'll have to pay higher prices. Out-of-network providers charged patients on average 300 percent more, or higher, than the Medicare rate for many procedures, according to analysis by America's Health Insurance Plans, a trade association representing the health insurance industry. 3. Ask for 90-Day Prescriptions Breaking down the monthly cost, you'll likely pay less for a prescription for 90 days' worth of medicine than you will for a 30-day supply. Plus, you'll only have to pay your copay once, versus three times. 4. Get Moving In addition to causing poor health, living an inactive lifestyle can have a dramatic impact on your medical bills. Sedentary adults pay $1,500 more per year in health care costs than adults who are physically active, according to a recent study by health advocacy organization Trust for America's Health. 5. Get a Pet Not only can it be rewarding to have a pet, it can tangible health benefits, too. The decline in office visits and the reduced frequency of obesity associated with pet ownership can lead to a health care savings of about $86 per year, according to a recent report from the Human Animal Bond Research Initiative Foundation. 6. Shop Around for Care For elective procedures, shop around to find the best price, and quality, for a procedure within your insurance network. Start by checking Healthcare Bluebook to get a sense of what a fair price for the procedure might be in your geographic area. Then call around to a few providers and ask for a quote based on your health insurance. "Even if you have insurance and you play by the rules, you could still pay five to 10 times more than you should if you don't shop for care," said Jeff Rice, CEO of Healthcare Bluebook. 7. Check Your Bill for Errors Nearly half of Americans say that they've received an inaccurate health care bill, according to a Wolters Kluwer Health poll. Protect yourself from overpaying by carefully reviewing every bill that you receive and disputing any potential errors. If anything looks off, or you don't understand a charge, contact the provider. 8. Carefully Select a Health Care Plan When it comes to deciding on a health insurance plan, choosing the correct one upfront can potentially save you thousands in medical expenses throughout the year. However, more than 90 percent of workers say they choose the same benefits every year, and almost 80 percent spend less than an hour researching benefit options before making a selection, according to a recent Aflac poll. 9. Take Advantage of Wellness Programs Companies are increasingly investing in wellness programs that encourage their workers to take steps -- such as signing up for biometric screenings, health assessments and physical activity programs --to monitor and improve their health. To increase employee participation in such programs, a growing number of employers are now offering incentives like money, gift cards, reduced health insurance premiums or contributions to an HSA or FSA, according to a report last year by the National Business Group on Health. 10. If You're Eligible for an HSA, Use It If you have a high-deductible health plan at work, then you can fund a health savings account to use for medical expenses. Unlike an FSA, your HSA money is yours to keep and grows over time, so even if you don't use it this year, you can tap it for medical expenses in the future. For 2016, you can put up to $3,350 for an individual and $6,750 for a family into an HSA to use for medical expenses. 11. Shop Around for Drugs Just as medical providers offer different prices, so do drug stores. A recent search on GoodRx.com for a 30-day supply of Lipitor found prices ranging from $10 to more than $90. Retailers like Walgreens and Costco have prescription savings clubs, which offer a discount on generic prescriptions and often price match their competitors. The Walgreens program also provides a 10 percent discount on care at the store's health clinics. 12. Avoid the Emergency Room Unless you have an actual emergency, stay away from the emergency room. Visiting a doctor's office or urgent care clinic typically costs much less, and is often a less frenzied experience. Choose carefully, though, because urgent care clinics that are owned by hospitals could charge the same rate as their parent company. "You'll pay anywhere from four to 20 times the price by not going to your doctor," said Adria Gross, CEO of Medwise Insurance Advocacy, which helps people navigate the medical claims system. 13. Negotiate Your Bills If you're paying out of pocket for a procedure, contact a hospital's billing department upfront to see whether there's any wiggle room in the price. If you've already had a procedure, but can't afford to pay the bill, there might also be an opportunity to negotiate the size of the bill, or set up a payment plan that makes it more affordable. 14. Try Telemedicine More insurers and companies are offering benefits that include telemedicine, in which you can consult with a doctor online or over the phone for minor ailments, at a fraction of the cost of an in-patient visit. The average telemedicine visit is estimated at $40 to $50, compared to an in-person acute care visit at an average estimated cost of $136 to $176, according to a study commissioned by the Alliance for Connected Care. Bonus: You don't have to leave the house when you're under the weather. 15. Consider Medical Tourism Some 750,000 Americans leave the country every year for health procedures that are cheaper elsewhere or not affordable in the United States, according to the Centers for Disease Control. The practice of "medical tourism," as it's known, includes risks, such as trouble communicating or less-safe practices. However, the Medical Tourism Association estimates that traveling for medical treatment can net savings of up to 90 percent. 16. Bundle Your Costs Once you've reached your deductible in one year, consider scheduling any covered, elective procedures to also take place that year. That way, you can potentially avoid having to pay the full deductible in two consecutive years. 17. Deduct Your Medical Expenses You qualify to write off your medical expenses on your taxes if your medical expenses are more than 10 percent of your adjusted gross income, or 7.5 percent if you're age 65 or older. Qualified expenses include doctor visits and premiums, fertility treatments and hearing aids. 18. Go to Labs for Blood Work If your doctor orders blood work or other lab tests, first ask the doctor whether they're medically necessary. If yes, get the work done in a standalone lab, where prices tend to be cheaper than what you'll pay by getting work done in a hospital or some doctor's offices. Asking your doctor for a written lab order and taking it to a national laboratory group, rather than an in-hospital lab facility, could save you up to 90 percent on costs, according to a 2014 study by health care consultant group Castlight. 19. Insure Yourself Under the Affordable Care Act, if you can afford health insurance but choose not to buy it, you'll have to pay a fine when you file your federal tax returns for that year. In you're uninsured in 2016, you could pay a fine of 2.5 percent of your household income, or $695 per adult and $347.50 per child under 18 -- whichever is highest. In addition, going uninsured means that one medical emergency could become a financial disaster for you, depleting your savings or causing you to run up unnecessary debt. Read: 5 Tax Law Changes for 2016 You Need to Know 20. Strategize With Your Spouse If both you and your partner have access to health benefits at work, compare the plans offered by both companies. Find out which one offers the richest benefits at the best cost for your family, and whether you might be able to save money by being insured separately. 21. Move Somewhere Cheaper The cost of getting insurance via the Affordable Care Act marketplaces plan varies drastically depending on where you live, according to recent analysis by GOBankingRates. Buying a plan in New York, the most expensive state in the country for these costs, for example, would mean signing on for a $3,000 deductible and a $366 monthly premium. A similar plan in New Mexico, by contrast, features a $2,000 deductible and premiums of just $181 per month, less than half of those in a New York plan. This article, 21 Hacks to Reduce Your Health Care Costs This Year, originally appeared on GOBankingRates.com. More from GOBankingRates: Bank5 Connect Offers Best Checking Account of 2016 10 Things That Will Be Cheaper for You Because of Falling Oil Prices 10 Best Online Banks of 2016 10 Benefits You Didn't Know Most Health Care Plans Cover 10 Best Savings Accounts of 2016 -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.
Company spokesman Steven Danehy could not immediately confirm the remaining price increases, which were compiled by a unit of Wolters Kluwer Health and published in a research note by UBS Securities. U.S. lawmakers, and presidential candidates, have in recent months stepped up criticism of U.S. drug prices trends, driven in part by eye-popping price hikes from companies with recently acquired generic drugs.
* Acquisition expands position in tax & accounting software for tax advisors Source text for Eikon: Further company coverage:
* Has acquired Dingxin Chuangzhi, a leading Chinese audit software provider for professional accounting firms, based in Beijing
Galena Biopharma (NASDAQ:GALE) enters into a definitive agreement to license the exclusive U.S. commercial rights to Zuplenz (ondansetron) oral soluble film from manufacturer MonoSol Rx LLC. The extension of rights is contingent on the court approval of the settlement between MonoSol and a former licensee of Zuplenz.Ondansetron is a serotonin 5-HT3 receptor antagonist indicated for the prevention of nausea and vomiting induced by chemotherapy, radiotherapy and post-surgery. Zuplenz dissolves on the tongue in less than 30 seconds by virtue of MonoSol's PharmFilm technology. This eliminates the need to swallow a pill.The U.S. market for oral 5-HT3 inhibitors is more than $1B according to research firm Wolters Kluwer. Post your comment!
With borrowing costs about the lowest on record, and investors lending first and asking questions later, corporate finance officers are busy taking out loans. "My treasurer tells me always borrow when you can, not when you have to," says Shell CFO Simon Henry. "There are huge liquid pools at whatever tenor we need ... There's more capital out there than we can consume."The average yield on corporate debt has fallen 61 basis points this year to 4.4%, nearing last year's pre-bond bear market low of 4.1%.“The market is pretty hot,” says George Dessing, treasurer of Dutch business-to-business publisher Wolters Kluwer NV which raised 10-year money this month. “We have a preference for longer maturity and especially right now at these low costs it was a no-brainer.”ETFs: LQD, VCSH, VCIT, VCLT, CORP, CSJ, CIU, CFT, SCPB, LWC, ITR, CLY, IBND, PICB, QLTA, IGHG, PFIG, SLQD, IGS, CBND, SUBD, IGU, QLTB Post your comment!
In less than a week, the deadline for filing for 2013's federal income taxes will be upon us. That makes this a very good time to find out how many pages it takes to explain the U.S. federal tax code! Our source for this data is the Wolters Kluwer CCH Standard Tax Reporter, which has updated their data through the 2013 tax year: We find that for those filing their personal income taxes on 15 April 2014, they must comply with the terms of a tax code that takes 73,954 pages to explain. To tax professionals. Just for fun, we thought it would be interesting to find out how fast the U.S. tax code has been growing during President Obama's tenure in office. Here, we turned to an older version of the graphic above to find out that through 2008, the year before President Obama was sworn into office, the U.S. tax code was just 67,506 pages long. In President Obama's first two years in office, when his political party also controlled both the U.S. House of Representatives and the U.S. Senate and used its control to impose massive new taxes on the American people like the Patient Protection and Affordable Care Act, the U.S. tax code grew to be 71,684 pages long, which works out to be an average exponential rate of 3.0% per year. If it had been allowed to continue growing at that rate, the U.S. tax code would effectively double in length every 24 years. After 2010 however, the Democratic Party lost control of the U.S. House of Representatives, with one of the outcomes of that loss being that the U.S. federal tax code has grown much more slowly in all the years since. From 2010 to 2013, we find that the growth of the U.S. federal tax code has decelerated to grow at just a third of the rate that it did when the Democratic Party controlled the U.S. Congress and the White House. The tax code has grown at an exponential rate of just 1.0% per year since 2010, a pace that would have it double in size every 72 years. Altogether, the U.S. federal tax code has grown at an average exponential rate of 1.8% per year since 2008.
* Sees single-digit growth in 2014 EPS, lower profit margin
AMSTERDAM, Feb 19 (Reuters) - Dutch publisher Wolters Kluwer on Wednesday reported full-year earnings at the lower end of forecasts, citing a weak European market, and said it sees low, single-digit growth in earnings per share in 2014 after further restructuring.
The partnership will develop a physician documentation solution using ProVation Clinic Note content and clinical decision support, and Cerner Millennium health information technology solutions
AMSTERDAM, May 20 (Reuters) - Dutch specialist publisher Wolters Kluwer said on Monday it has acquired Brazil's Prosoft Tecnologia, a leading provider of tax and accounting software with 250 employees.
ARNHEM, The Netherlands, March 27 (Reuters) - Digital doctors like Nicholas Haining and Frank Bosch are changing the face of medicine and the way publishers such as Wolters Kluwer make money in the stagnant or low-growth North American and European markets.
Голландский поставщик профессиональных информационных услуг Wolters Kluwer планирует в течение шести месяцев увеличить штат сотрудников в Китае на 17% в связи с расширением возможностей для компании на рынке "Поднебесной" после принятия благоприятных реформ в сфере здравоохранения и законодательства. Так, Wolters Kluwer намерен нанять в китайское подразделение примерно 50 человек. Отметим при этом, что на данный момент общее количество сотрудников компании, работающих в данной стране, составляет 300 человек.